Behind Nigeria's Loan App Industry

Behind Nigeria's Loan App Industry

Author: Eggcorn Digital July 20, 2026 Duration: 57:18

We are Back!!

So Nigerian Podcast returns with a brand new season and we’re kicking things off with a conversation unlike any we’ve had before.


Loan apps have become a lifeline for many Nigerians, but they’ve also gained a reputation for relentless calls, public shaming, and aggressive debt recovery tactics. We’ve all heard the stories from borrowers, but what does it look like from the other side?


In this episode, we sit down with Ibukun, a former loan app collector, to uncover what really happens behind the scenes. From how collectors are recruited and trained to the pressure of meeting recovery targets, Ibukun shares an honest look at the realities of the job, the controversial tactics used to recover debts, and the ethical questions that came with it.


Enjoy The Episode !! 


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There's a particular, vibrant energy to navigating life as a young person in Nigeria, a mix of ambition, humor, and daily reality that So Nigerian captures perfectly. Created by Eggcorn Digital and hosted by Dami Aros and Isaac, this podcast feels less like a formal show and more like pulling up a chair to the best gist session you’ve had all week. The conversations are a direct, unfiltered dive into the things that actually fill group chats and shape perspectives: the complexities of modern relationships, the relentless chase of the 'Japa' dream, the whirlwind of social media trends, and all the small, significant pop culture moments that spark debate. Dami and Isaac don't just report on these topics; they live them, sharing personal stories and hot takes that are both deeply relatable and boldly insightful. It’s that rare blend of social commentary and comedy that never shies away from the real struggles or the genuine wins, all delivered with the authenticity of a conversation with close friends. Tuning into this podcast means hearing your own experiences reflected back at you, with all the laughter, frustration, and sharp observation that defines a generation. You’ll find yourself nodding along, arguing out loud, and feeling that specific sense of community that comes from a shared cultural language. For anyone curious about the contemporary Nigerian youth experience or simply in search of brilliantly engaging talk, So Nigerian is an essential listen.
Author: Language: English Episodes: 50

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