President Trump dropped a bomb at Davos on January 21, 2026: a one-year 10% credit card interest rate cap. This episode breaks down the immediate market implications for bank stocks, consumer credit plays, and the broader financial sector. We cut through the political noise to analyze what this proposal means for traders positioned in financials, the credit card ecosystem, and alternative lending plays. With average rates above 20% currently, this cap would reshape a trillion-dollar industry overnight. Get the actionable intel on which stocks face headwinds, where opportunities emerge, and how this regulatory threat could trigger sector rotation before the opening bell.