Ep. 390 Financially Planning for a Baby with Dan Brigham

This episode is sponsored by Cozy Earth, our go-to for buttery-soft, temperature-regulating bamboo sheets and loungewear that actually lasts. Cozy Earth products are made from responsibly sourced materials that keep you cool, cozy, and comfortable through pregnancy, postpartum, and all the snuggly moments in between. Use code HEHE for an exclusive discount at cozyearth.com and treat yourself to the comfort you deserve. In this episode of The Birth Lounge Podcast, HeHe dives into one of the most overlooked parts of preparing for parenthood, financial stability. While the world loves to scare you about “big babies” and sell you all the baby gear under the sun, HeHe and her guest, Dan Brigham (aka Budgeters Anonymous), are here to help you focus on what actually matters: building a strong financial foundation for your growing family. Together, they unpack the sneaky expenses new parents often overlook, smart budgeting strategies that actually work, and how intentional planning can bring more peace and less panic to your postpartum season. Dan shares his journey of overcoming debt, creating financial freedom, and shifting the mindset from “surviving” to thriving. They also get real about emergency funds, 529 plans, IRAs for kids, and how to get on the same financial page with your partner. This is the money talk every parent needs: judgment-free, empowering, and designed to help you build the future your family deserves. PSA for all my mamas worried about “big baby” talk:Our brand new course — Pushing Out Your Big A** Baby is officially live and in pre-sale until November 1! This class busts through every scare tactic, lays out the real evidence, and gives you the exact tools to advocate for yourself with confidence (no matter how big your baby is). Grab your spot at thebirthlounge.com/bigbaby 00:00 Introduction: Financial Stability for New Parents 00:49 The Myth of the Big Baby 01:31 Understanding Macrosomia and Birth Advocacy 03:05 Introducing the New Course: Pushing Out Your Big Ass Baby 03:27 Pre-Sale Announcement and Course Details 05:01 Budgeting for a Baby: An Essential Guide 05:45 Meet Dan Brigham: Budgeting Expert 08:25 Defining Financial Responsibility 12:22 Good Debt vs. Bad Debt 15:52 Intentional Spending and Budgeting Frameworks 23:34 Making a Baby Budget: Practical Tips 32:33 The Reality of Social Media and Financial Comparisons 35:31 No Spend Weekends: Finding Purpose Beyond Money 38:10 Nesting Instincts and Cozy Earth 41:06 Budgeting for a Baby 44:03 Emergency Funds and Financial Priorities 47:15 Setting Up Financial Accounts for Your Child 51:45 Tracking Expenses and Budgeting Tools 58:59 Mindsets for Financial Success 01:06:57 Final Thoughts and Key Takeaways   Guest Bio: Dan is the founder of Budgeters Anonymous and has free resources on his website. Dan’s focus is Faith, Fitness, Family and Finance.  INSTAGRAM: Connect with HeHe on IG  Connect with Dan on IG    BIRTH EDUCATION: Join The Birth Lounge here for judgment-free childbirth education that prepares you for an informed birth and how to confidently navigate hospital policy to have a trauma-free labor experience!   Download The Birth Lounge App for birth & postpartum prep delivered straight to your phone!   LINKS MENTIONED: Find Dan here: budgetersanonymous.com