CeMAP 1 Topic 21

CeMAP 1 Topic 21

Author: Charlotte Hemmingway October 10, 2025 Duration: 16:05

Topic 22 is all about consumer credit — and if you’ve ever wondered what counts as credit, how APRC works, or why payday loans are such a hot topic, this one’s for you.

In this episode, we break down everything you need to know to tackle this section of your CeMAP 1 exam with confidence. Expect clear explanations, examples you’ll actually remember, and a few tips to help you avoid the common traps examiners love to set.

Here’s what we cover:

✅ What consumer credit is and how it’s regulated

✅ Understanding APRC and why it replaced APR

✅ The key features and risks of payday loans

✅ Who needs to be qualified under CONC rules

✅ How consumer credit fits within the wider UK financial system

🎧 Listen now and boost your understanding before moving on to the next topic.

💻 Ready to go further? Try 12 hours of free CeMAP e-learning here: https://learning.futureinfinance.co.uk/courses/cemap1

📚 Or join the 6 Weeks to CeMAP programme and get fully exam-ready with structured study, live support, and a community cheering you on.


Navigating the CeMAP exams can feel like a solitary task, but it doesn't have to be. Hosted by Charlotte Hemmingway, The CeMAP Study Podcast with Future in Finance is designed to be the supportive voice in your ear, turning complex financial regulations and mortgage advice principles into clear, manageable concepts. This isn't about generic study tips; it's a structured audio resource that mirrors your syllabus. The first season provides a comprehensive walkthrough of the CeMAP 1 module, breaking down topics into digestible weekly episodes. Following that, the second season seamlessly continues your journey, covering the material for CeMAP 2 and 3. You'll hear straightforward explanations and practical insights that aim to replace confusion with clarity, whether you're new to the industry or brushing up on your knowledge. With new content released every week, including updated CeMAP 1 material relevant for the 2025 syllabus and beyond, this podcast ensures your study materials stay current. Think of it as having a knowledgeable tutor available on-demand, transforming your commute, workout, or coffee break into a productive study session. The focus is on delivering tangible guidance you can apply directly to your revision and future career in finance, making the path to qualification feel a little less daunting and a lot more achievable.
Author: Language: English Episodes: 67

The CeMAP Study Podcast with Future in Finance
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