362: How Shanice Paid Off Over $40k Of Student Loan And Credit Card Debt!

362: How Shanice Paid Off Over $40k Of Student Loan And Credit Card Debt!

Author: Clever Girl Finance March 18, 2025 Duration: 35:50

On this podcast episode, Shanice Pereira shares how she paid off over $40,000 of student loan and credit card debt.

Shanice is a content creator who is passionate about inspiring others to embrace life through her beauty and lifestyle content.

Professionally, she serves as the Senior Director for Enrollment at Year Up United, a national non-profit empowering young adults. With a background in higher education, she has worked at HBCUs like Lincoln University and Morgan State University to enhance student access.

Outside of her career, Shanice enjoys traveling, reading, and trying new restaurants. She earned her bachelor's degree in Mass Communications from Lincoln University in Pennsylvania and a master's in Professional Studies from Towson University.

 

WHAT SHANICE DISCUSSED:

  • Her commitment to becoming debt-free, sparked by the turning point that led her to pay off over $40,000 in debt.
  • Her debt payoff strategy, including the methods that worked best for her, details about her income, and the timeline for achieving debt freedom.
  • Balancing financial goals with enjoying life, addressing the common fear of sacrificing one's lifestyle while paying off debt.
  • The role of content creation and sharing her journey as a means of staying accountable.
  • Financial advice for students and young professionals who are just starting their careers.
  • The challenges she encountered on her debt-free journey and how she overcame them.
  • The intersection of personal finance with self-care and wellness, especially as it relates to creating beauty and lifestyle content.
  • How becoming debt-free has positively impacted her financial confidence and long-term goals.
  • Practical advice for anyone feeling overwhelmed by their debt and unsure of where to begin.

AND MUCH MORE

HOW TO KEEP UP WITH SHANICE:

 

Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

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Money conversations often happen behind closed doors, but The Clever Girls Know Podcast With Bola Sokunbi throws those doors wide open. Here, founder Bola Sokunbi of Clever Girl Finance moves beyond theory to host frank discussions with women who are actually navigating the messy, real-world journey toward financial freedom. You’ll hear from people at every stage-from those tackling overwhelming debt to others strategically building investments and businesses. These aren’t abstract interviews; they’re personal stories about the setbacks, the windfalls, and the daily decisions that shape a financial life. This podcast digs into the emotional and practical sides of money management, all through the lens of women taking control to design a future on their own terms. It’s a space where the jargon is stripped away, replaced by relatable experiences and actionable insights. Tuning in feels like joining a trusted circle where honesty about salaries, savings, and financial fears isn’t just allowed, it’s the whole point. The Clever Girl Finance platform built its reputation on empowering women with financial education, and this audio extension delivers that same value in an intimate, conversational format. Each episode serves as both a reality check and a source of motivation, reminding listeners that building wealth is a personal journey with many paths, all worth exploring.
Author: Language: English Episodes: 100

The Clever Girls Know Podcast With Bola Sokunbi
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