387: No Savings. No Investments. Here's Exactly What I'd Do To Start Over!

387: No Savings. No Investments. Here's Exactly What I'd Do To Start Over!

Author: Clever Girl Finance November 6, 2025 Duration: 17:12

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No Savings. No Investments. Here's Exactly What I'd Do To Start Over!

What would I do if I had to start over, with $0 in savings, no investments, and no financial cushion? On this episode, I'm walking you through the exact money plan I'd follow to rebuild my finances from scratch. 

Whether you're starting over after a setback or just beginning your financial journey, this step-by-step plan will help you move from survival mode to stability, and then to success. 

What you'll learn: 

  • How to assess your real financial starting point
  • How to cut expenses and survive on the bare essentials
  • Creative ways to generate fast cash flow
  • How to build a starter emergency fund (even on a low income)
  • A simple budget formula that actually works
  • Choosing the best debt payoff method for your situation
  • The importance of rest and celebrating small wins

AND MORE 

This is a realistic, actionable plan for anyone rebuilding from $0. Start where you are. Use what you have. And take the next right step!

 

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Money conversations often happen behind closed doors, but The Clever Girls Know Podcast With Bola Sokunbi throws those doors wide open. Here, founder Bola Sokunbi of Clever Girl Finance moves beyond theory to host frank discussions with women who are actually navigating the messy, real-world journey toward financial freedom. You’ll hear from people at every stage-from those tackling overwhelming debt to others strategically building investments and businesses. These aren’t abstract interviews; they’re personal stories about the setbacks, the windfalls, and the daily decisions that shape a financial life. This podcast digs into the emotional and practical sides of money management, all through the lens of women taking control to design a future on their own terms. It’s a space where the jargon is stripped away, replaced by relatable experiences and actionable insights. Tuning in feels like joining a trusted circle where honesty about salaries, savings, and financial fears isn’t just allowed, it’s the whole point. The Clever Girl Finance platform built its reputation on empowering women with financial education, and this audio extension delivers that same value in an intimate, conversational format. Each episode serves as both a reality check and a source of motivation, reminding listeners that building wealth is a personal journey with many paths, all worth exploring.
Author: Language: English Episodes: 100

The Clever Girls Know Podcast With Bola Sokunbi
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