394: How To Reset Your Finances After A Rough Year (A 6 Step Comeback Plan!)

394: How To Reset Your Finances After A Rough Year (A 6 Step Comeback Plan!)

Author: Clever Girl Finance January 13, 2026 Duration: 11:51

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Did the past year leave your finances feeling off track; unexpected expenses, plans falling apart, or goals you just couldn't reach? If so, I want you to hear this first: You're not alone, and you're not stuck. 

On this episode, I'm walking you through a 6‑step financial comeback plan to help you reset your finances after a rough year, without shame, guilt, or unrealistic pressure.

This is about regrouping, rebuilding, and moving forward with clarity and confidence. 

You'll learn how to:

  • Forgive yourself and reframe your money story
  • Audit your finances and face the numbers with confidence
  • Create a realistic "comeback budget" for your current season
  • Rebuild a mini emergency fund, even if you're starting small
  • Set clear, achievable financial goals for the next 3, 6, and 12 months
  • Reset your finances with support, not shame

This reset isn't about perfection, it's about progress. Small steps taken consistently can completely change where you are a year from now.

 

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 Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

 Follow us on Instagram: @clevergirlfinance


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Author: Language: English Episodes: 100

The Clever Girls Know Podcast With Bola Sokunbi
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