2584: Why Ownership May Be the Best Repayment Strategy

2584: Why Ownership May Be the Best Repayment Strategy

Author: Dental Consulting August 27, 2026 Duration: 54:42

On today's episode, Dr. Mark Costes welcomes back Mark Johnson, wealth advisor with RBF Wealth Advisors and founder of Student Loans Rx and Dental Wealth Rx, for a practical conversation about student loan repayment, practice ownership, and long-term financial planning for dentists. Mark shares how he first began working with dental students and residents after realizing how little traditional financial planning addressed the realities of six-figure student loan debt. 

He explains why young dentists should build a financial foundation that includes emergency savings, disability insurance, retirement contributions, and a thoughtful student loan repayment strategy. Mark also discusses the new repayment assistance plan, why practice ownership can be one of the most powerful ways to accelerate income and pay down debt, and how dentists can begin preparing financially, clinically, and emotionally to become owners within a few years of graduation.

Be sure to check out the full episode from the Dentalpreneur Podcast!

EPISODE RESOURCES


Running a dental practice is about so much more than clinical skills; it's a complex business that demands leadership, strategy, and personal resilience. The Dentalpreneur Podcast w/ Dr. Mark Costes directly addresses that reality, moving past generic advice to offer concrete conversations for growth. Each episode features in-depth discussions with leading voices from dentistry and beyond, focusing on the actionable lessons that have shaped their success. You'll hear candid explorations of practice profitability, team management, systems efficiency, and the personal development required to lead effectively. The dialogue acknowledges the unique pressures and isolation that can come with the profession, providing a sense of community and practical solutions. This isn't just about working harder, but about working smarter to build a practice that supports a more balanced and fulfilling life. By translating high-level business and entrepreneurial concepts into the specific context of a dental office, the podcast serves as a ongoing resource for dentists who see themselves as innovators and business owners. Tune in for honest stories, strategic insights, and the mindset shifts needed to thrive both in the operator and in the marketplace.
Author: Language: English Episodes: 50

The Dentalpreneur Podcast w/ Dr. Mark Costes
Podcast Episodes
2569: What High-Level Dental Operators Do Differently Pt. 2 [not-audio_url] [/not-audio_url]

Duration: 1:02:16
On today's episode, Part 2 of the same keynote, Dr. Mark Costes continues his tactical playbook for building a more effective, systemized dental practice. He breaks down the five core steps of leadership, explains how to…
2568: What High-Level Dental Operators Do Differently Pt. 1 [not-audio_url] [/not-audio_url]

Duration: 1:04:25
On today's episode, Part 1 of a two-part keynote, Dr. Mark Costes shares a tactical playbook for leading and operating a high-performing dental practice. Drawing from his experience owning 16 practices—and from the mista…
2566: How Dentists Can Build Wealth With Intention [not-audio_url] [/not-audio_url]

Duration: 55:20
On today's episode, Dr. Mark Costes sits down with Matt Mulcock, CFP and Managing Partner at Dentist Advisors, for a practical conversation on financial planning throughout the full arc of a dentist's career. Matt breaks…
2565: The Real Talk Behind Surgical and Prosthetic Complications [not-audio_url] [/not-audio_url]

Duration: 55:35
On today's episode, Dr. Mark Costes is joined by Dr. Dan Briskie and Dr. Thomas Fow for a practical conversation on surgical, prosthetic, and patient management complications in implant dentistry. Together, they discuss…
2564: Building Better Dentists Through Better Education [not-audio_url] [/not-audio_url]

Duration: 24:57
On today's episode, Dr. Mark Costes sits down with Dr. Lou Graham live from Thrive Live 2026 in Las Vegas. Lou shares the story behind Catapult Education, the independent education-based company he founded 23 years ago,…
2563: The Blackbelt Standard [not-audio_url] [/not-audio_url]

Duration: 46:52
Dr. Mark Costes presents the 2026 Golden Rhino Award case studies, honoring two standout transformations: Dr. Blake Hamlin and Dr. Collin Myrick, both UT Houston grads who joined DSI feeling successful but stuck and isol…
2561: The Real Tradeoffs Behind De Novo Growth [not-audio_url] [/not-audio_url]

Duration: 39:41
On today's episode, Dr. Mark Costes answers a wide range of listener questions in this Ask Me Anything edition, covering everything from managing serious back issues as a dentist to weighing the pros and cons of a de nov…
2560: Courageous Conversations That Build Better Practices [not-audio_url] [/not-audio_url]

Duration: 28:14
On today's episode, Dr. Mark Costes sits down with Katherine Eitel Belt, dentistry's unscripted leadership communications coach, live from Thrive Live 2026 in Las Vegas. Katherine shares her journey from chairside dental…