The Diana Richey Podcast

The Diana Richey Podcast

Author: Personal Finance Q&A Language: English Episodes: 29
Money doesn't have to be a mystery or a source of anxiety. The Diana Richey Podcast exists to dismantle that barrier, transforming personal finance from a distant, jargon-filled subject into a practical and approachable conversation. This show operates on a simple, powerful premise: your real questions drive every discussion. Instead of abstract theories, you'll hear direct, thoughtful answers to the financial puzzles that actually keep you up at night-whether it's about starting a budget, understanding credit, investing your first $100, or navigating a career change. Diana Richey cuts through the noise with clarity and empathy, making complex topics feel relevant to your daily decisions. It’s a resource that grows with you, covering the spectrum from foundational money habits to more advanced wealth-building strategies, all framed within the categories of business, education, and self-improvement. By tuning in, you join a community learning to speak the language of finance on their own terms. Each episode of this podcast builds confidence, offering actionable steps that connect financial health to overall well-being, proving that managing your money is fundamentally about managing your life.
Episodes
Q&A: Should I Choose the Roth or Traditional 401(k) at Work? [not-audio_url] [/not-audio_url]

Duration: 22:35
A listener asks: For work, I have the option of a traditional 401(k) and a post-tax 401(k). How do I determine which one is right for me?The answer is: It depends. This episode breaks down three ways to think about the R…
Q&A: How Do I Find A Financial Advisor? [not-audio_url] [/not-audio_url]

Duration: 27:31
A listener asks: What combination of letters should I be looking for as I’m trying to find some kind of financial advisor / tax planner / some-title-I-don’t-actually-know?This episode talks about the financial planning i…
Unpacking: How Much Should I Save for Retirement? [not-audio_url] [/not-audio_url]

Duration: 11:53
Are you saving enough for retirement? Are you saving too much for retirement? Will you ever reach financial freedom? This episode explores two ways to approach the question of retirement savings so that you can start thi…
Unpacking: Do I Need to Worry About the Corporate Transparency Act? [not-audio_url] [/not-audio_url]

Duration: 17:33
What is the Corporate Transparency Act? And does it apply to you?This episode breaks down the new law to help you navigate compliance.https://fincen.gov/boi Get full access to Diana Richey at dianarichey.substack.com/sub…
Q&A: How Do I Navigate Divorce When My Home Is My Only Asset? [not-audio_url] [/not-audio_url]

Duration: 29:01
A listener writes: I am recently divorced and my home is my biggest asset. How can I use my home to build wealth and get my financial footing?This episode breaks down authenticity, money energetics, and some practical ac…
Q&A: Do I Owe Tax When I Settle Credit Card Debt with Collectors? [not-audio_url] [/not-audio_url]

Duration: 18:07
A listener asks: In 2023, I settled large credit card debts with collectors. I’ve heard that forgiven debt can be treated as taxable income. What should I expect this year on my taxes?This episode explains the general ru…
Q&A: How Should I Raise Money For My Startup? [not-audio_url] [/not-audio_url]

Duration: 24:35
A listener asks: I have a successful coffee roaster and cafe, and want to expand into coffee catering. The problem is, I don't want to drain my savings to buy equipment (espresso machine, grinder, dishware, etc.). Should…
Q&A: What Is Tax-Loss Harvesting? [not-audio_url] [/not-audio_url]

Duration: 27:20
A listener asks: What is tax-loss harvesting and how can I use it to my advantage?This episode starts with a primer on tax basis and capital gains tax. It then explores tax-loss harvesting and gives you some actionable s…
Q&A: My Brother and I Inherited a Home. What Should I Do? [not-audio_url] [/not-audio_url]

Duration: 31:06
A listener asks: My brother and I inherited my mom’s home. Should I buy my brother out and move in? Buy him out and rent it out? Or, should my brother and I sell it?This episode works through the lifestyle, economic, and…