Sitting Down With The Woman Who Helped Me Pay Off £11,000 in 10 Months - Laura Pomfret (Financielle)

Sitting Down With The Woman Who Helped Me Pay Off £11,000 in 10 Months - Laura Pomfret (Financielle)

Author: The Finance Han May 21, 2025 Duration: 38:54

In this episode, I’m joined by Laura Pomfret, Co-Founder of Financielle and BBC Morning Live's go-to Money Expert. Laura doesn’t just talk the talk, she cleared thousands of her own debt using the exact method that’s now helped thousands of women do the same. Including me. Yep - her method is the one that helped me pay off £11,000 in 10 months.


We dive into what actually moves the needle when you’re trying to get your money sh*t together - like budgeting that doesn’t feel like punishment, the low-key brilliance of sinking funds, and why community support matters more than hustle. If you’ve ever felt like personal finance advice isn’t made for people like you, this one’s a breath of fresh air.


Key Takeaways

  • Laura's Financielle Method - that's right, the same one that helped me pay off £11,000 in 10 months.
  • Budgeting isn’t restrictive - it’s just giving yourself permission to spend intentionally.
  • Sinking funds = secret sauce for avoiding panic when life throws a bill at you.
  • Building wealth? It’s a long game, not a lottery win.
  • You don’t have to be fearless, just feel the fear and do it anyway.
  • Tracking your net worth can give you the motivation you didn’t know you needed.
  • That guilt after an impulse spend? You’re not alone - and you can plan around it next time.


⏱️ Episode Chapters

00:00 – Welcome to your financial glow-up

00:20 – Laura: The woman who changed my money mindset

01:33 – Confidence doesn’t come first, action does

04:25 – Why we overcomplicate money (and how to stop)

07:06 – The boring truth about building wealth

09:59 – Tiny steps > big overwhelm

12:33 – Budgeting that actually works

14:57 – The underrated magic of sinking funds

21:17 – Impulse spending and the shame spiral

23:07 – Yep, sinking funds are that good

26:00 – Feeling overwhelmed? Start here

27:48 – Fear won’t disappear, act anyway

31:53 – Big love and see you next time 💛


Where To Find Laura:

💻 Financielle Website

📱 Financielle App (App Store) / Financielle App (Play Store)

📸 Instagram

🎙️ The Vault Podcast (YouTube)

🎙️ The Vault Podcast (Apple Podcasts)

🎙️ The Vault Podcast (Spotify)

☕️ Help The Podcast & Buy Me A Coffee

📸 Instagram

TikTok

📧 Email: thefinancehan@gmail.com


There's a gap between the polished, often unrealistic world of financial advice and the messy reality of actually managing your money. The Finance Han Podcast exists squarely in that space, built on the belief that relatable stories are more powerful than abstract principles. Hosted by someone who knows the struggle firsthand-having paid off £11,000 of debt in under a year before moving into investing-this show trades distant expert lectures for grounded conversations. You'll hear from people who have genuinely reshaped their financial lives, discussing not just their successes but the missteps and mindset shifts that made change possible. It’s a blend of education and personal narrative, focusing on practical steps that feel attainable rather than aspirational. This podcast is for anyone tired of being told to simply cut out small pleasures by voices that don’t understand their circumstances. Instead, each episode offers a dose of real-world perspective, demystifying topics from debt payoff strategies to beginning investing, all through the lens of lived experience. The goal isn't to preach a single path to wealth, but to provide a community and a collection of stories that prove financial control is possible, one practical, honest conversation at a time.
Author: Language: English Episodes: 7

The Finance Han Podcast
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