AAR57 - What Does Your Perfect Day Cost?

AAR57 - What Does Your Perfect Day Cost?

Author: Andrew Sather, Stephen Morris, and Evan Raidt July 7, 2026 Duration: 53:30
Money is pointless if it doesn’t help you live a better life. In this episode, Evan is joined by Andrew Sather to talk about what most people are really chasing when they chase money: peace and control. They start with a simple question—“What does your perfect day 5 years from now look like?”—and unpack what those answers reveal about what matters. From there, they get practical: how to build more peace through fewer financial surprises, how to build control through visibility and systems, why “optimizing net worth” can mess with your head, and how fear-driven decisions (saving or spending) can quietly derail progress. The big takeaway: control your actions, not the outcome. What You Will Learn Why most “perfect day” answers boil down to peace and control How to define spending as life improvement, not “wasting money” Why visibility (knowing where money goes) creates real control Why tying net worth to self-worth is dangerous The biggest needle-movers that wreck peace  Timestamps 02:35 – The “perfect day 5 years from now” question 05:10 – The pattern Evan noticed 07:09 – How to actually build peace and control financially 09:19 – Peace = fewer negative surprises, predictable “waves” 11:02 – Boring basics + long-term payoff of effort 15:07 – Decouple finances from time; spending as life improvement 17:26 – Visibility changing decisions 24:08 – Motivation & discipline 29:03 – Saver vs spender dynamic 30:14 – Fear-based money decisions 35:06 – Problem with optimizing net worth as the goal 38:05 – “Net worth vs self-worth” 41:15 – Control your actions, not outcomes 41:44 – How people lose control 45:40 – Big needle movers Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Free monthly budgeting spreadsheet: https://einvestingforbeginners.com/budget/ Email Evan: evan@einvestingforbeginners.com Have questions or want your story featured? Email the show at newsletter@einvestingforbeginners.com or comment below. Your feedback shapes the podcast! Remember, financial freedom is built one smart move at a time. Keep it simple, keep it steady, and at any rate, we’ll see you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Today’s show is sponsored by: Download the Plynk app today to start building your investing confidence. https://plynkinvest.app.link/IFBpodcast Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Upgrade your wardrobe with Quince to get high-quality, luxury essentials at a fraction of the cost by visiting ⁠https://quince.com/beginners⁠  Turn your passion into profit, connect directly with eager buyers, and grow your business by hosting live, interactive auctions at ⁠https://whatnot.com/sell⁠  Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at ⁠https://notion.com/investing⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Interested in how your company sponsor the show? Reach us at  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠equity@einvestingforbeginners.com⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SUBSCRIBE TO THE SHOW ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amazon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Navigating the stock market can feel like deciphering a foreign language, but it doesn't have to. The Investing for Beginners Podcast-Your Path to Financial Freedom, hosted by Andrew Sather, Stephen Morris, and Evan Raidt, exists to translate that complexity into clear, actionable understanding. This isn't about get-rich-quick schemes; it's a practical guide built on foundational principles. Each episode breaks down how successful, long-term strategies actually work, focusing on core approaches like value investing and dividend growth investing. You'll also hear how elements of growth investing and trend following can fit into a thoughtful plan. The hosts delve into the psychological side of the market, discussing how to recognize and potentially benefit from the emotional swings that drive prices, rather than being driven by them. Tuning into this podcast provides a structured education in buying stocks with confidence, moving from uncertainty to a place where you can make your own informed decisions. It’s a steady resource for anyone building their financial literacy from the ground up, aiming to turn the intimidating world of investing into a manageable part of their journey toward greater independence.
Author: Language: English Episodes: 50

The Investing for Beginners Podcast - Your Path to Financial Freedom
Podcast Episodes
Birdseye View ASTS: Moonshot Potential vs. Financial Reality [not-audio_url] [/not-audio_url]

Duration: 47:36
In this episode, Stephen and Andrew take a bird’s-eye view of AST SpaceMobile (ASTS) to separate the revolutionary promise of direct-to-cell satellite broadband from the cold, hard financial realities hiding in its SEC f…
Why 100-Baggers Cause Bad Decisions and How to Stay Grounded [not-audio_url] [/not-audio_url]

Duration: 49:08
The temptation of hitting a 100x return in the stock market often drives investors straight into emotional traps, leading to reckless greed or paralyzing fear. In this episode, Stephen and Andrew dive into the psychology…
The Stoplight System with Tykr founder Sean Tepper [not-audio_url] [/not-audio_url]

Duration: 43:54
In this episode, Andrew interviews Sean Tepper, founder and CEO of Tykr (T-Y-K-R), an investing education and stock analysis platform built for everyday investors who want a clear, repeatable process. Sean shares how he…
Stop Overthinking Stock Screeners [not-audio_url] [/not-audio_url]

Duration: 58:38
Stock screeners can feel intimidating, but they’re really just a fast way to generate starting points—not “buy” signals. In this episode, Stephen and Andrew build a simple screener in Fiscal.ai (growth, ROIC, balance she…
AAR59 - We Grade Each Other's Financial Decisions [not-audio_url] [/not-audio_url]

Duration: 1:13:43
In this episode, Evan and Andrew try a fun (and slightly dangerous) format: they each bring real financial decisions from their past, give context, then let the other person interrogate the decision and assign a letter g…
Q&A: How Do I Value Banks & Insurance 101 [not-audio_url] [/not-audio_url]

Duration: 54:30
Most businesses can be evaluated with a simple trio—revenue growth, margins, and free cash flow. But banks and insurance companies are a different animal: their “inventory” are loans, their raw material is risk, and thei…
Does T. Rowe Price’s 1950 Growth Stock Checklist Still Work Today? [not-audio_url] [/not-audio_url]

Duration: 50:45
What’s harder than finding a “great company”? Figuring out whether you’re buying a great company or just the great memory of one. In this episode, Stephen and Andrew hop into a time machine and pressure-test T. Rowe Pric…
AAR58 - Money Debates - Snowball vs. Avalanche and Other Fights [not-audio_url] [/not-audio_url]

Duration: 1:00:16
Evan and Andrew try a new format: common personal finance disagreements, argued from both sides—then they reveal where they actually land. They cover debt payoff strategy, whether leasing a car can ever make sense, the l…
6 Warning Signs a Company Is Quietly Dying (Part 2) [not-audio_url] [/not-audio_url]

Duration: 48:43
In Part 2 of the Business Autopsy series, Stephen and Andrew keep building the framework for spotting companies that are quietly breaking down before the stock becomes a disaster. This episode focuses on the “sneaky” ris…