#231 - How He Bought His First Farm With No Credit History with Joe Chambers

#231 - How He Bought His First Farm With No Credit History with Joe Chambers

Author: Jake Hofer August 3, 2026 Duration: 1:08:33
Welcome to the land podcast, a platform for people looking to educate themselves in the world of land ownership, land investing, staying up to date with current land trends in the Midwest, and hearing from industry experts and professionals. On today's episode, we are back in the studio with Joe Chambers. We discuss: How Joe moved to Nebraska in 2007 after a divorce and built Chambers Custom into a high-end pistol shop. Why you're not a member of a Midwest community until you buy ground — ten years, zero wedding invites. How a farmer neighbor's phone call and a passed first-right-of-refusal got Joe his first 21 acres in 2015. Why seven years of living on cash left Joe with no credit score at all and nearly killed his first farm loan. The bank that wouldn't write a $6,000 car loan but offered a $20,000 unsecured credit card instead. How a 23-year-old small-town loan officer named Toby became Joe's fifteen-year lending partner. The county records website that exposed a neighbor's 99-year windmill lease days before an auction. Why Joe bought a 246-acre farm with no access that had been overgrazed and mined for sixty years. The first line of Don Higgins' plan that read "I'm 90% sure Joe will not follow this" — and what happened. How Joe went from 80 deer with 75 does to a 201 and 1/8 inch buck in three seasons. And so much more! Thanks again for all of the support from our partners—none of this would've been possible without them! Buck Land Funding: https://www.firstbankers.com/bucklandfunding Hawke Optics | Use Code WHTL for 15% off: https://bit.ly/hawkeoptics_ OnX: https://bit.ly/onX_Hunt Painted Arrow: bit.ly/PaintedArrow Latitude Outdoors: https://www.latitudeoutdoors.com/ Whitetail Master Academy https://www.whitetailmasteracademy.com Use code 'HOFER' to save 10% off at www.theprairiefarm.com Massive potential tax savings: ASMLABS.Net

Jake Hofer, an Illinois licensed real estate broker, guides The Land Podcast-The Pursuit of Land Ownership and Investing. It’s a conversation built for anyone who feels a pull toward the ground beneath their feet, whether that’s for financial opportunity, personal recreation, or a deeper connection to the outdoors. This isn't just abstract theory; it's a practical guide drawn from Jake's own ongoing journey and the collective wisdom of the people he brings to the microphone. You'll hear from land professionals, investors, and specialists who break down the realities of acquiring property, from navigating financing and evaluating soil to understanding timber value and water rights. The discussions often bridge the gap between balance sheets and boot prints, touching on how land serves as both a tangible asset and a place for hunting, farming, or family legacy. With a focus on current trends and opportunities, particularly across the Midwest, each episode aims to equip you with the knowledge to make informed decisions. Tune in for a straightforward, expert-driven look at turning the dream of land ownership into a well-planned reality.
Author: Language: English Episodes: 50

The Land Podcast - The Pursuit of Land Ownership and Investing
Podcast Episodes
#227 - He Bought Land With NO Legal Access... Here's How He Fixed It [not-audio_url] [/not-audio_url]

Duration: 1:02:58
Welcome to the land podcast, a platform for people looking to educate themselves in the world of land ownership, land investing, staying up to date with current land trends in the Midwest, and hearing from industry exper…