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121525 ~ 5 Tips For Holiday Gift Giving! - Nicole Bernacik

Author: Cumulus Media Detroit December 15, 2025 Duration: 6:31

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The Lucy Ann Lance Show from Cumulus Media Detroit brings the voice of Southeast Michigan to life through in-depth conversations on business, news, and government. Drawing on decades of broadcasting and community involvement, Lucy Ann Lance and her co-hosts spotlight local leaders, entrepreneurs, and public officials who shape the region. Each podcast episode offers thoughtful interviews, real-world perspectives, and practical insights into how decisions made in boardrooms and city halls impact everyday lives. Listeners can expect a blend of timely headlines, community stories, and informed analysis rooted in experience and civic engagement. Tune in to listen episodes that keep you connected to the issues, opportunities, and people driving progress in Southeast Michigan, all through the trusted lens of a veteran broadcaster dedicated to her community.

December 15, 2025 ~ Lucy Ann Lance is joined by Nicole Bernacik, Financial Education Specialist with the University of Michigan Credit Union for Money Monday! Nicole provides five tips for affordable holiday gift-giving. They discusses strategies such as gift exchanges, setting expectations, the “four gift rule” for children, and shopping early or in groups.

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