Planning for Pensions and IHT

Planning for Pensions and IHT

Author: Pete Matthew April 8, 2026 Duration: 33:14

From April 2027, many unused pension funds are set to be brought into the IHT net, changing how pensions work for legacy planning. Pete and Roger explain what's changing, what still remains exempt, where "double tax" can arise, and the practical steps to consider now — without rushing into knee-jerk decisions.

01:55 KNOW - Pensions no longer outside of estate

09:49 KNOW - Some important exemptions still remain

10:32 KNOW - In some cases there could be TWO taxes

14:15 KNOW - The administration will also change

16:58 KNOW Summary

17:15 DO - Rethink the old "leave the pension last" strategy

22:40 DO - Review who your beneficiaries actually are

24:56 DO - Consider using surplus pension income while you're alive

26:35 DO - Don't rush into drastic decisions

30:39 Podcast Review

 

Shownotes: https://meaningfulmoney.tv/session616 


Money doesn't have to be a source of stress or confusion. On The Meaningful Money Personal Finance Podcast, host Pete Matthew cuts through the industry jargon to talk about your financial life in clear, practical terms. This isn't about get-rich-quick schemes; it's about building lasting security and understanding. Pete tackles the topics many find intimidating-like investing for the future, navigating pensions, choosing the right insurance, or finding trustworthy financial advice-and breaks them down into manageable concepts. What makes this podcast particularly useful is its consistent structure. Every episode is thoughtfully divided into two parts: first, laying out the essential knowledge you need to understand a topic, and then providing the concrete, actionable steps you can take to apply that knowledge directly to your own situation. You'll come away from each conversation not just informed, but equipped with a clear direction. Whether you're just starting to organize your finances or looking to refine a long-term plan, Pete Matthew offers a steady, educational voice in the often noisy world of personal finance. Tune in for straightforward guidance that translates complex ideas into your everyday language, helping you build confidence and take control of your money journey.
Author: Language: English Episodes: 100

The Meaningful Money Personal Finance Podcast
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