Note Buying Strategies: How to Analyze 1,300+ Owner-Financed Notes

Note Buying Strategies: How to Analyze 1,300+ Owner-Financed Notes

Author: Scott Carson February 17, 2026 Duration: 1:14:54

Mastering the Tape: Strategies for High-Volume Note Investing

Welcome to a special edition of Note Night in America! It is hard to believe that 2026 is already nearly a sixth of the way through. Time flies when deals are crossing your plate, and tonight we are diving deep into a massive new "tape" of 1,317 owner-financed notes that just hit the market. Whether you are a seasoned pro or just getting your feet wet, the sheer volume of opportunities available right now—especially across states like Texas, Florida, and Arizona—is staggering. We are breaking down how to stop "falling in love" with a single deal and instead start bidding at scale to ensure you actually get assets under contract.


Five Key Takeaways from the 1,300+ Note Tape

  • Don't Over-Analyze the Front End: Many investors waste hours on bid work; if you spend more than 30 minutes on a tape like this, you are over-thinking it.
  • Bidding Without Addresses: High-level sellers often "mask" addresses to protect the privacy of their portfolios; you must learn to bid based on provided AVMs and ZIP codes, with the understanding that bids can "fade" once full due diligence begins.
  • Targeting Double-Digit Yields: For performing notes, the goal is often a 16% yield on cash flow, allowing you to pay your investors a solid 7–9% while keeping the spread.
  • Geographic Opportunities: While Texas leads the current tape with 425 notes, surprising opportunities are popping up in places like Alaska, which has 17 notes available—the most we've ever seen there.
  • The Power of Volume: Instead of bidding on two notes, bid on twenty; increasing your volume significantly raises your chances of successful acquisitions in a competitive market.


As we prepare for our upcoming three-day workshop in Austin, the focus remains on real-world application. From leveraging AI to finding deals and raising capital, the landscape of note buying is shifting. The world has changed quite a bit in the last year, and staying updated with new marketing tactics and vendor networks for BPOs and title work is essential for success.


The window to act on this current tape is small, with bids due in just 48 hours. Success in this industry isn't about finding the "perfect" note; it’s about understanding the numbers, staying disciplined with your yields, and having the courage to submit offers across multiple states. If you’re ready to take your portfolio to the next level, it’s time to dive into the spreadsheets and start bidding. We’ll see you at the top!


Watch the Original VIDEO HERE!


Book a Call With Scott HERE!


Sign up for the next FREE One-Day Note Class HERE!


Sign up for the WCN Membership HERE!


Sign up for the next Note Buying For Dummies Workshop HERE!


Love the show? Subscribe, rate, review, and share!


Join the Note Closers Show community today:


Get Signed Up For the Next Note Buying Workshop HERE!


Scott Carson brings his deep experience as a seasoned investor directly to you in The Note Closers Show-The #1 Podcast for Note Investing. This isn't about general real estate chatter; it's a focused dive into the specific, often overlooked niche of note investing. Each episode is built on the practical premise of acquiring control of real estate assets at significant discounts, not through traditional property management, but by understanding and investing in the debt behind them. You'll hear Scott break down complex strategies into actionable steps, sharing the nuances of evaluating, purchasing, and profiting from mortgage notes. The discussions are geared toward investors and entrepreneurs who are serious about expanding their portfolio options beyond conventional methods. Tune in for candid conversations about market trends, due diligence, risk assessment, and the real-world stories of deals that worked and those that didn't. This podcast serves as a direct line to advanced tactics and foundational knowledge, all aimed at building your confidence in this unique segment of the investment world. If you're looking to move past theory and into the practical mechanics of building wealth through notes, Scott Carson provides the roadmap in every episode.
Author: Language: en-us Episodes: 100

The Note Closers Show - The #1 Podcast for Note Investing
Podcast Episodes
How To Make An Infinite Return Arbitraging Note Deals [not-audio_url] [/not-audio_url]

Duration: 33:31
Are you tired of the "dark side" of real estate—dealing with toilets, tenants, and trash? In this episode, Scott Carson, "The Note Guy," pulls back the curtain on a real-world case study in Texarkana to show you how to b…
INVESTORS WANTED: Playing Monopoly with Distressed Deals [not-audio_url] [/not-audio_url]

Duration: 13:53
Are you tired of chasing the same tired foreclosure lists that every other investor in town is already cold-calling? In today’s market of chaos and distressed debt, the real "Monopoly" winners aren't just collecting $200…
FOR SALE: Surprises From 76 Texas Owner Financed Notes Tape Breakdown [not-audio_url] [/not-audio_url]

Duration: 48:42
Navigating the Wild West of Texas Note Deals: Red Flags & Real ReturnsHave you ever been sent a deal that looks too good to be true, or perhaps just a little... "off"? In this special edition of Note Night in America, we…
How To Find Great Note Deals in 2026: Bank and Owner-Financed Notes [not-audio_url] [/not-audio_url]

Duration: 52:40
Stop Chasing "Dead Wood": The Modern Strategy for Real Estate Note InvestingThe real estate market is shifting, and for note investors, the old ways of finding deals are quickly becoming obsolete. In this episode of Note…
How to Leverage a Virtual Assistant For Your Note Investing [not-audio_url] [/not-audio_url]

Duration: 37:42
The Secret Weapon for Scaling Your Real Estate BusinessAre you a "solopreneur" working a demanding nine-to-five while trying to build a real estate empire in the margins of your day? Most part-time investors find that ma…
Hold or Sell?  What To Do With A North Carolina Nonperforming Note [not-audio_url] [/not-audio_url]

Duration: 17:27
Whether you are a seasoned real estate pro or a newcomer looking for a high-yield entry point, nonperforming notes (NPNs) offer a unique "backdoor" to property ownership. In a recent episode of the Note Closers Show, Hol…
Why You Can't Be Afraid to Make Mistakes [not-audio_url] [/not-audio_url]

Duration: 25:11
Stop Being Scared: Why Mistakes Are Your Secret Weapon in Note InvestingLet’s be real: the fear of "screwing up" is the number one killer of real estate dreams. We’ve all heard those "gurus" on stage claiming that if you…
Why You Have To Rinse & Repeat Your Marketing to Raise Capital [not-audio_url] [/not-audio_url]

Duration: 39:16
Maximize Your Reach: The Power of Repurposing ContentIn this episode, Scott Carson breaks down the "Rinse and Repeat" method, a marketing strategy used by global giants like McDonald's to stay top-of-mind with their audi…
How to Stack Checks & Create Real Cashflow in 2026 [not-audio_url] [/not-audio_url]

Duration: 32:13
Unlocking Wealth: Why 2026 is the Year of the "Lien Lord"Are you tired of the "Three Ts" of real estate—Toilets, Tenants, and Trash outs? In a market where traditional deals are drying up and competition is fierce, seaso…