21 Things to Do Before You Retire (Are You On Track?!)

21 Things to Do Before You Retire (Are You On Track?!)

Author: Andrew Giancola November 10, 2025 Duration: 47:59
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew reveals the 10 critical retirement milestones most people miss, from defining your dream retirement and hitting 25 times your annual expenses for financial independence, to creating a withdrawal strategy that makes your money last, building multiple income streams, maximizing Social Security benefits, supercharging savings with catch-up contributions after 50, strategically converting to Roth accounts to slash your lifetime tax bill, and protecting your wealth from scams, giving you the complete playbook to retire confidently with more money, less stress, and total control over your future. Listen to The Business Show here. Partner Deals Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP  Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/  DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc. Policy Genius:  Go to policygenius.com to get your free life insurance quote. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Wayfair: Shop outdoor furniture, grills, lawn games, and WAY more for WAY less DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!   Link of the Episode that was mentioned here: How to Pay No Taxes in Early Retirement, Debunking the Mortgage Fee Fiasco, and More! With Katie Gatti (From Money With Katie!) Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Learn more about your ad choices. Visit megaphone.fm/adchoices

Hosted by Andrew Giancola, The Personal Finance Podcast is a straightforward conversation about building a practical and prosperous life. Andrew, who also runs Master Money, doesn't hold back on the specifics-you'll hear his actual strategies for managing money, investing in stocks and real estate, and developing business ideas. The focus is on actionable steps, from negotiating a higher salary at your current job to constructing reliable streams of passive income. The goal isn't just accumulation for its own sake, but creating the financial foundation that grants you more choices and autonomy. Each episode of this podcast is designed to demystify wealth-building, moving beyond theory to the tactics that can free up your time for the things you value most, whether that's traveling the world or simply reclaiming your day from financial stress. It's a direct resource for anyone ready to move from thinking about money to actively building a more secure and expansive future.
Author: Language: en-us Episodes: 100

The Personal Finance Podcast
Podcast Episodes
26 Things to Do with Your Money In 2026! [not-audio_url] [/not-audio_url]

Duration: 58:41
Join the Free Master Your Money Workshop on January 14, 2026 here! Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode…
You Can Change Your Finances in 3 Months (Here is How!) [not-audio_url] [/not-audio_url]

Duration: 48:09
Get the Free Automate Your Money Checklist here. Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal F…
The Hidden Emotions Sabotaging Your Finances with Jade Warshaw [not-audio_url] [/not-audio_url]

Duration: 43:54
In this episode of The Personal Finance Podcast, Andrew sits down with Jade Warshaw to discuss her new book "What No One Tells You About Money," revealing how she paid off $460,000 in debt, why money is emotional not mat…
The 7 Worst Money Trends (By AGE!) [not-audio_url] [/not-audio_url]

Duration: 43:06
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew breaks down the seven wors…
The Financial Framework That Can Change Your Life With Paula Pant [not-audio_url] [/not-audio_url]

Duration: 1:13:01
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew sits down with Paula Pant…
How to Do a Net Worth Audit (And Why It’ll Motivate You) [not-audio_url] [/not-audio_url]

Duration: 38:27
Get Your Networth Audit Checklist here. Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Po…
How Millions Retire With Nothing in Savings [not-audio_url] [/not-audio_url]

Duration: 37:31
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join ⁠Master Money Academy⁠ today! In this episode of The Personal Finance Podcast, Andrew reveals how millions of…