Buying a House VS. Investing In the S&P 500 (Which Is Better?)

Buying a House VS. Investing In the S&P 500 (Which Is Better?)

Author: Andrew Giancola December 3, 2025 Duration: 35:58
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew reveals the shocking truth that while homes increased 400% since 1970, the S&P 500 returned 7,000% in the same period. He breaks down three full case studies showing the real total cost of ownership including property taxes, maintenance, insurance, and opportunity cost, plus when buying still makes sense and how to calculate your total cost of ownership. Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Listen to The Business Show here. Partner Deals Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/  DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc. Policy Genius:  Go to policygenius.com to get your free life insurance quote. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Wayfair: Shop outdoor furniture, grills, lawn games, and WAY more for WAY less DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!   Resources Mentioned The Total Cost of Ownership Calculator Master Money Co Resources Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Learn more about your ad choices. Visit megaphone.fm/adchoices

Hosted by Andrew Giancola, The Personal Finance Podcast is a straightforward conversation about building a practical and prosperous life. Andrew, who also runs Master Money, doesn't hold back on the specifics-you'll hear his actual strategies for managing money, investing in stocks and real estate, and developing business ideas. The focus is on actionable steps, from negotiating a higher salary at your current job to constructing reliable streams of passive income. The goal isn't just accumulation for its own sake, but creating the financial foundation that grants you more choices and autonomy. Each episode of this podcast is designed to demystify wealth-building, moving beyond theory to the tactics that can free up your time for the things you value most, whether that's traveling the world or simply reclaiming your day from financial stress. It's a direct resource for anyone ready to move from thinking about money to actively building a more secure and expansive future.
Author: Language: en-us Episodes: 100

The Personal Finance Podcast
Podcast Episodes
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Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew sits down with J.L. Collin…
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Duration: 1:12:34
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew sits down with Travis to e…
The Truth About Building Wealth in Your 30s! [not-audio_url] [/not-audio_url]

Duration: 59:40
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Duration: 37:26
Join the Free Master Your Money Workshop here! Get the Free Automate Your Money Checklist here! Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money A…
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Duration: 56:49
Join the Free Master Your Money Workshop here. Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Fin…
How To Design Your Dream Life with Andy Hill [not-audio_url] [/not-audio_url]

Duration: 37:18
Join the Free Master Your Money Workshop Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance P…
How to Build Wealth on a Low Salary [not-audio_url] [/not-audio_url]

Duration: 54:54
Join the Free Master Your Money Workshop Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance P…
We React to Crazy Money Reddit Stories With Paula Pant [not-audio_url] [/not-audio_url]

Duration: 32:42
Join the Free Master Your Money Workshop on January 14, 2026 here! Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode…
What the 1% Teach Their Kids About Money [not-audio_url] [/not-audio_url]

Duration: 36:41
Join the Free Master Your Money Workshop on January 14, 2026 here! Get the Free Guide to The Master Money Kids Wealth System here! Join the community built to help you master your money, stay accountable, and reach finan…