You Can Change Your Finances in 3 Months (Here is How!)

You Can Change Your Finances in 3 Months (Here is How!)

Author: Andrew Giancola December 29, 2025 Duration: 48:09
Get the Free Automate Your Money Checklist here. Join the community built to help you master your money, stay accountable, and reach financial freedom. šŸ‘‰ Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew reveals how to transform your financial life in just three months by mastering six simple steps, knowing your core numbers like income, burn rate, and savings rate, optimizing housing costs, automating your investments and bills, investing in low-cost index funds, calculating your freedom number using the 25x rule, and spending intentionally on what you actually value. Listen to The Business Show here. Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Partner Deals Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/Ā  Policy Genius:Ā  Go to policygenius.com to get your free life insurance quote. Wayfair: Shop outdoor furniture, grills, lawn games, and WAY more for WAY less DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Resources Mentioned Your Net Worth Audit Checklist Here is the Total Cost of Ownership Calculator Link of the Episodes Mentioned: The 6 Numbers You Must Know to Build Wealth (The Financial Scorecard) Boost Your Savings Rate to 20%+ in 5 Easy Steps (Money Q&A) The Bucket Method For Managing Your Savings (Master Multiple Savings Goals) Why Index Funds Are King (Plus My Favorite Index Funds!)Ā  Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Learn more about your ad choices. Visit megaphone.fm/adchoices

Hosted by Andrew Giancola, The Personal Finance Podcast is a straightforward conversation about building a practical and prosperous life. Andrew, who also runs Master Money, doesn't hold back on the specifics-you'll hear his actual strategies for managing money, investing in stocks and real estate, and developing business ideas. The focus is on actionable steps, from negotiating a higher salary at your current job to constructing reliable streams of passive income. The goal isn't just accumulation for its own sake, but creating the financial foundation that grants you more choices and autonomy. Each episode of this podcast is designed to demystify wealth-building, moving beyond theory to the tactics that can free up your time for the things you value most, whether that's traveling the world or simply reclaiming your day from financial stress. It's a direct resource for anyone ready to move from thinking about money to actively building a more secure and expansive future.
Author: Language: en-us Episodes: 100

The Personal Finance Podcast
Podcast Episodes
17 Brutal Lessons To Get Filthy Rich [not-audio_url] [/not-audio_url]

Duration: 46:48
In this episode of the Personal Finance Podcast, we break down the 17 brutal truths about building wealth that separate the rich from the rest—why saving alone will never make you wealthy, how 94% of millionaires live be…
How to Invest $1 Million (A Simple Strategy To Invest a Lump Sum) [not-audio_url] [/not-audio_url]

Duration: 34:43
In this episode of the Personal Finance Podcast, we are going to talk about how to invest $1 million,a simple strategy to invest a lump sum. Watch this episode on ⁠Youtube⁠. How Andrew Can Help You: Listen to The Busines…
The Case For and Against Bitcoin (You Need to Hear This!) [not-audio_url] [/not-audio_url]

Duration: 42:26
In this episode of the Personal Finance Podcast, we are going to talk about the case for and against bitcoin. Watch this episode on Youtube. How Andrew Can Help You: Listen to The Business Show here. Don't let another ye…
Should I Invest in REITS? (Money Q&A) [not-audio_url] [/not-audio_url]

Duration: 39:05
In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about should I invest in REITS? Today we are going to answer these questions: Question 1: Should I buy Vanguard’s VNQ REIT for easy real est…
21 Money Traps Smart People Still Fall Into [not-audio_url] [/not-audio_url]

Duration: 46:42
In this episode of the Personal Finance Podcast, we are going to talk about 21 Money Traps Smart People still fall into. Watch this episode on Youtube. How Andrew Can Help You: Listen to The Business Show here. Don't let…