Ep #54 Mortgage Lane or Tax Lane with Ryan Bakke

Ep #54 Mortgage Lane or Tax Lane with Ryan Bakke

Author: Jeff Chisum August 21, 2024 Duration: 20:16
In this episode, we're diving into the often confusing world of second home occupancy loans and how they intersect with IRS rules. Understanding the nuances between lender requirements and tax regulations can be tricky, especially for those looking to invest in vacation properties. To help clarify these complexities, I'm joined by CPA Ryan Bakke, an expert in tax strategy and real estate. Together, we'll break down the key differences, discuss common misconceptions, and offer practical advice for navigating both lender policies and tax obligations. Whether you're a current or prospective second homebuyer, this episode is packed with valuable insights to help you make informed decisions. https://www.learnlikeacpa.com/store I am always happy to jump on a call www.STRHomeFinancing.com

Hosted by industry expert Jeff Chisum, The STR Home Financing Podcast is a deep dive into the practical world of short-term rental property investment. Each episode moves beyond surface-level tips to explore the nuanced financial strategies that can turn vacation properties into a genuine legacy. You’ll hear detailed discussions on securing creative financing, evaluating profitable markets, and managing the complexities of building a sustainable portfolio. Jeff brings a straightforward, experienced perspective to conversations that are as much about building long-term wealth as they are about acquiring the next property. This isn't just theory; it's actionable advice drawn from real-world scenarios and challenges. For anyone serious about navigating the financial landscape of Airbnb, Vrbo, and other rental platforms, this podcast serves as an essential resource. Tune in for clear guidance that helps you make informed decisions, avoid common pitfalls, and systematically grow your assets. Whether you're contemplating your first purchase or looking to optimize an existing collection of properties, you'll find valuable insights in every episode.
Author: Language: English Episodes: 67

The STR Home Financing Podcast
Podcast Episodes
Ep #67 What else should I be asking? [not-audio_url] [/not-audio_url]

Duration: 7:24
In this episode, What Else Should I Be Asking?, we unpack two often-overlooked yet critical topics that every short-term rental investor needs to understand before buying their next property. First, we dive into the impo…
Ep #66 Pre-Approved, Re-Checked: Why It Matters Again [not-audio_url] [/not-audio_url]

Duration: 11:43
In this episode Jeff revisits the topic of the mortgage pre-approval process. Jeff explains the timing behind revisiting this topic, noting the busy period his team has been experiencing, resulting in potentially recordi…
Ep #65 Money, Money, Money! [not-audio_url] [/not-audio_url]

Duration: 11:22
Funding your short-term rental or vacation home isn’t just about having cash in the bank—it’s about knowing where your money can come from. In this episode, I’ll break down the acceptable sources of funds for financing y…
Ep #64 Be Like Elon Musk [not-audio_url] [/not-audio_url]

Duration: 9:28
Looking Back to Move Forward – STR Home Financing Strategies In this episode, we’re taking a step back to leap forward. I’ll be diving into why reviewing your past moves in short-term rental ownership is the key to unloc…
Ep #63 How To Keep Cash In Your Pocket [not-audio_url] [/not-audio_url]

Duration: 12:38
In this episode of STR Home Financing with Jeff Chisum, we dive into two powerful strategies that can help you maximize cash flow and minimize out-of-pocket expenses when purchasing a short-term rental: seller concession…
Ep #62 Bonus Depreciation [not-audio_url] [/not-audio_url]

Duration: 8:41
🚀 BIG TAX NEWS for STR Investors! 🚀 In Episode 62 of STR Home Financing, we’re diving into the history of the short-term rental (STR) loophole and its powerful impact on bonus depreciation. We’ll break down: ✅ How the 20…
Ep #61 Where Do You Stand in 2025 [not-audio_url] [/not-audio_url]

Duration: 8:17
In this episode of the STR Home Financing Podcast, host Jeff Chisum kicks off the new year with a timely discussion on mindset, goal-setting, and taking actionable steps toward your dreams. Jeff reflects on "National Qui…
Ep #60 The Biggest News of 2025...Possibly [not-audio_url] [/not-audio_url]

Duration: 10:53
In this groundbreaking episode of STR Home Financing, we dive into what could be the most significant development for investors and second-home buyers in recent history: the removal of the PSPAs (Preferred Stock Purchase…
Ep #59 Interview with Dr. Rachel Gainsbrugh [not-audio_url] [/not-audio_url]

Duration: 16:13
In this episode of STR Home Financing, host Jeff Chisum sits down with Dr. Rachel Gainsbrugh, founder of Short Term Gems, to explore her journey in the short-term rental (STR) industry. Dr. Rachel shares insights into he…
Ep #58 Reigns on DSCR Loosening [not-audio_url] [/not-audio_url]

Duration: 8:49
Welcome to Episode 58 of the podcast! Today, we’re diving into some exciting updates for investors, especially those using Debt Service Coverage Ratio (DSCR) loans. The reigns on DSCR loans have been loosened, and there…