How to Buy Your First House in Canada in 2025 with Dan Patton & Mike Desormeaux

How to Buy Your First House in Canada in 2025 with Dan Patton & Mike Desormeaux

Author: Tom, Nick, and Anthony from the Rock Star Inner Circle September 10, 2025 Duration: 1:04:12

Thinking about buying your first home in 2025? Whether it’s your own place, a rental property, or a house hack, this episode shows you exactly how to make it happen in today’s Canadian market.

Rock Star coach Mike Desormeaux and BM Select mortgage expert Dan Patton break down the First Home Savings Account and RRSP Home Buyers’ Plan, what lenders actually look for when approving mortgages, and the most common ways Canadians are coming up with down payments through co-signers, gifted equity, and creative financing.

They share their take on fixed versus variable rates, how to qualify with house hacking, why real estate in Canada continues to build wealth, and what kind of returns you can realistically expect.

You’ll also hear their candid outlook on the market and predictions for the year ahead. If you want a clear, no-fluff roadmap for getting into the market in 2025, this episode delivers.


Ever feel like the conventional path isn't quite cutting it? The Your Life! Your Terms! Show digs into that restlessness, offering a candid space for Canadians looking to redesign their financial and personal landscape. Hosted by Tom and Nick Karadza, founders of Rock Star Real Estate, alongside Anthony Molinaro, this podcast pulls back the curtain on building income and freedom beyond a single salary. Their conversations are rooted in the practical world of real estate investing and entrepreneurship, but they naturally wander into broader territory-discussing economic shifts, the implications of assets like bitcoin, and even how personal health ties into sustained success. What you’ll hear are unfiltered discussions and real-world strategies, the kind shared among peers rather than preached from a stage. It’s the audio extension of the work they do through the Rock Star Inner Circle, where actionable insight matters more than theory. Tuning in feels like grabbing a seat at a table with three guys who have been in the trenches, ready to share what actually works, what doesn’t, and how to navigate the complexities of creating a life on your own terms. Each episode is built on the premise that more control is possible, whether you're just starting to question the grind or are already deep in building your own portfolio.
Author: Language: en-us Episodes: 100

The Your Life! Your Terms! Show
Podcast Episodes
How To Move 10x Faster in Life with Dre Baldwin [not-audio_url] [/not-audio_url]

Duration: 1:07:14
Most people think they need to do more to get ahead… but that’s exactly what’s holding them back.In this episode, we break down why focus, not hustle, is the real advantage. If you feel stuck or scattered, this will chan…
The Hidden Shift in Ontario’s Rental Market | Hart Togman [not-audio_url] [/not-audio_url]

Duration: 1:18:42
The rental market has shifted and what worked before isn’t working the same way anymore. In this episode, Hart breaks down what’s actually happening in Ontario and what separates struggling landlords from the ones still…
12.75% Yield? How Strive Turns Bitcoin Into Income | Matt Cole [not-audio_url] [/not-audio_url]

Duration: 48:59
Matt Cole, CEO of Strive, is on the show to break down the “Bitcoin credit” strategy. We dive into how their preferred stock ($SATA) generates yield, the capital structure behind it, and the role Bitcoin plays behind the…
The Big LIE About Canada’s Economic Growth with Richard Dias [not-audio_url] [/not-audio_url]

Duration: 1:18:51
Canada’s GDP is growing, but many Canadians don't feel the benefit.In this episode, Richard Dias breaks down the real drivers behind Canada’s economic slowdown, the growing generational divide, and how AI is disrupting t…