#73: Coast FI for Nurses: The Number that You Need So You Can stop Grinding

Coast FI Calculator: https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/

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I explain Coast FI for nurses—the point where you’ve invested enough that, even if you stop contributing to retirement accounts today, compound interest can still grow your portfolio to a full retirement by age 65—so you’re done “over-saving” and only need to cover current expenses. I share how hitting my Coast FI number in 2023 changed my relationship with work, helped me leave bedside, reduce hours, and pursue a part-time side hustle. I walk through my free Coast FI calculator built for nurses (no opt-ins), including the inputs (age, retirement age, annual retirement spending, invested assets, contributions, expected return, and safe withdrawal rate) and how it shows your Coast FI progress and target. I also describe how knowing your number makes decisions easier, lowers anxiety, and improves money habits, and I invite you to run your numbers and comment your results.

00:00 Millionaire Without Contributing

00:54 Coast FI Explained Simply

01:51 Why Nurses Need Coast FI

05:24 Nurses Are Closer Than They Think

 05:53 Free Coast FI Calculator

 06:45 Calculator Inputs Walkthrough

10:09 Reading Your Results

11:29 Coast FI Changes Everything

13:44 Run Your Numbers Now

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Website: https://nursingflowsheet.com/

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