#77: How much you should be investing as a nurse (BY AGE) + Mega BackDoor Roth IRA

#77: How much you should be investing as a nurse (BY AGE) + Mega BackDoor Roth IRA

Author: Ellaine Maala June 8, 2026 Duration: 20:19

How Much Should Nurses Invest for Retirement? (By Age)

 

I talked about how much your should be investing at every age.

00:00 Nurse Investing Wakeup

01:18 Why Nurses Need More

03:15 Four Numbers Framework

 05:33 Foundation Years 25-30

07:55 Acceleration Years 30-35

 09:08 Double Plans 403b 457

10:10 Peak Earnings

35-40 11:39 Mega Backdoor Roth

15:27 Catch Up Years 40-45

16:51 Benchmarks Are Guides

17:53 Three Actions This Week

19:40 Free Class And Wrap Up

Coast FI Calculator: https://nursingflowsheet.com/coast-fi... 

TRY MONARCH MONEY use codeMONARCHVIP to get 50% off: https://monarchmoney.sjv.io/VxYNjk 

➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter

➤ Free Investing Class: https://www.nursewhoinvests.com/class 

Connect with me: Instagram:    / nursewhoinvests   

Website: https://nursingflowsheet.com/ 

 

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Ellaine Maala, a registered nurse and finance educator, hosts the Wealthy Nurse Podcast: Money, FI, Investing for Nurses. She speaks from a place of genuine understanding, navigating the unique financial pressures and irregular schedules that come with a nursing career. This isn't about generic money advice; it's a focused conversation on building security and freedom specifically for healthcare professionals. Episodes delve into practical strategies for investing in stocks and real estate, alongside exploring entrepreneurial paths for nurses looking to create their own businesses. The dialogue centers on achieving financial independence-whether that means designing an early exit from traditional work or gaining the confidence to continue in a beloved career without monetary stress. Through straightforward discussions and relatable stories, this podcast provides a resource for nurses ready to transform their financial knowledge into tangible wealth. It’s a space where clinical expertise meets financial literacy, all aimed at expanding what’s possible for nurses beyond their shifts.
Author: Language: English Episodes: 50

Wealthy Nurse Podcast: Money, FI, Investing for Nurses
Podcast Episodes
#83: being wealthy is not strategy.. it's identity (let me explain) [not-audio_url] [/not-audio_url]

Duration: 16:31
Wealth Isn’t a Strategy—It’s an Identity (Money Mindset for Nurses) I share a personal lesson that took me years to understand: being wealthy isn’t just about strategies—it’s an identity shift. Even if you know what a Ro…
#82: Money Advices I hear that are BAD for nurses [not-audio_url] [/not-audio_url]

Duration: 15:54
4 Common Money Tips That Don’t Work for Nurses (and What to Do Instead) I’m Ellaine, a nurse practitioner of 15+ years behind Nurse Who Invests, and I’m breaking down popular money advice that’s well-intentioned—but ofte…
#81: Where to Invest your Money as a Wealthy Nurse (in order) [not-audio_url] [/not-audio_url]

Duration: 20:01
In this video, I explain why the order of investing matters for nurses with limited monthly income and outlines a five-step framework that prioritizes free money, tax-advantaged growth, and then taxable investing. 00:00…
#80: 5 MONEY habits that I wish I knew in my 20s as a Nurse [not-audio_url] [/not-audio_url]

Duration: 16:09
In this video, I shared five small “boring” habits she built in my early 30s that shifted myself from feeling anxious about money to feeling calm and financially free, emphasizing that strategy fails without habits. Thes…
#79: Types of FI (Financial Independence) and How you can pick yours [not-audio_url] [/not-audio_url]

Duration: 20:59
5 Types of Financial Independence Nurses Should Know (Find Your Real FI Number) Ellaine, a nurse with over 15 years of experience behind Nurse Invests, explains that many nurses chase the wrong retirement number because…