The Parent's Guide to Life Insurance

The Parent's Guide to Life Insurance

Author: Lianne Castelino January 31, 2026 Duration: 27:22
Where Parents Talk: Evidence-based Expert Advice on Raising Kids Today
KidsKids & FamilyEducationFamilyHow ToParenting

Life insurance can feel overwhelming for parents — especially when you’re juggling kids, careers, mortgages, and everyday life. In this episode of the Where Parents Talk podcast, host Lianne Castelino speaks with Laura McKay, co-founder and COO of PolicyMe and a mom of two, to break down life insurance in simple, practical terms for families.

This essential conversation for parents covers what life insurance actually is, why it matters for moms and dads, the difference between term and permanent life insurance, how much coverage families really need, and common mistakes parents make when putting it off.

You’ll also learn how life insurance fits into different stages of parenthood — from pregnancy and young children to teens and young adults — and how to take a small, manageable first step.

What you'll learn:

  1. The basics of life insurance and its role in protecting parents and families
  2. Term and permanent life insurance: what’s the difference?
  3. Determining the right coverage amount for your family’s needs
  4. Costly life insurance myths and mistakes parents should avoid
  5. Planning life insurance around major life events, from pregnancy to homeownership and career shifts

This podcast is for parents, guardians, teachers and caregivers to learn proven strategies and trusted tips on raising kids, teens and young adults based on science, evidenced and lived experience.

You’ll learn the latest on topics like managing bullying, consent, fostering healthy relationships, and the interconnectedness of mental, emotional and physical health.

Links referenced in this episode:

  1. whereparentstalk.com
  2. policyme.com

Companies mentioned in this episode:

  1. Policy Me
  2. Fortune 500


Raising children in this era comes with a unique set of questions, and Where Parents Talk: Evidence-based Expert Advice on Raising Kids Today is here to offer clarity, not just opinions. Hosted by award-winning journalist and mother Lianne Castelino, this weekly conversation moves beyond anecdotal advice to explore the science and research behind modern parenting. Each episode feels like a thoughtful discussion with a knowledgeable friend, one who brings in leading experts and thinkers to tackle the real issues families face. You’ll hear practical strategies for navigating everything from the emotional turbulence of adolescence to building a foundation of healthy communication from a young age. The focus is on holistic development-addressing the emotional, mental, and physical well-being of both kids and their parents. Lianne’s skill as an interviewer helps distill complex topics into actionable insights, making this podcast a reliable resource for anyone looking to ground their parenting choices in evidence and shared experience. It’s a space where the noise of conflicting advice fades, replaced by informed conversations that empower you to find your own path through the joys and challenges of family life.
Author: Language: English Episodes: 100

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