Managing cashflow pressures: Insights for small business

Managing cashflow pressures: Insights for small business

Author: CPA Australia April 28, 2026 Duration: 24:35

Cashflow planning is now critical for small businesses. 

In an environment of volatile fuel prices, interest rate uncertainty and upcoming changes to payday super, this episode will help you understand and manage today's cashflow challenges. 

Key learnings: 

  • why cashflow pressure is increasing across small businesses 

  •  how to approach simple, practical cashflow forecasting 

  •  the impact of payday super on cashflow timing and planning 

  •  pricing decisions and their role in protecting margins 

  •  managing supplier and customer payment terms effectively 

  •  when to use financing, overdrafts or alternative funding 

  •  risks of relying on tax liabilities or high-cost lending 

  •  building resilience through relationships and early planning 

  •  the role of accountants, bookkeepers and business owners working together 

  • how to identify opportunities even in uncertain conditions 

Even well-run businesses can face cashflow challenges if these pressures are not actively planned for. 

Listen in for an expert-led discussion. 

Host:  Richard Webb, Superannuation Lead, Policy and Advocacy, CPA Australia 

Guests: Matthew AddisonExecutive Director of the Institute of Certified Bookkeepers, and Gavan OrdBusiness and Investment Lead, CPA Australia. 

 

And CPA Australia's YouTube livestream is on April 29, 2026 (1-2pm AEST)It's called'Get ready for pain-free Payday Super'. 

More information can be found in the ATO Payday Super guide. 

Loving this episode? 

Listen to more With Interest episodes and other CPA Australia podcasts on YouTube. https://www.youtube.com/@CPAaustralia/podcasts 

And don't forget to click subscribe to the channel for a wide range of content that will help your career. 

CPA Australia publishes four podcasts, providing commentary and thought leadership across business, finance and accounting: 

Search for them in your podcast platform. Email the podcast team at podcasts@cpaaustralia.com.au 


Tune in to With Interest for a clear-eyed look at the forces shaping the world of business and finance. Presented by CPA Australia, this weekly discussion moves beyond the headlines to explore the practical implications of change for accounting professionals, business leaders, and anyone with a stake in the economic landscape. You’ll hear from practitioners and experts who break down complex topics in auditing, taxation, and corporate strategy into actionable insights. The conversations in this podcast are grounded in real-world application, whether the subject is a shift in regulatory frameworks, emerging leadership challenges, or broader economic trends. It’s a resource designed to inform your decisions and deepen your understanding of the professional landscape. For those looking to stay current and think critically about their work, With Interest provides a reliable and engaging audio companion. Each episode serves as a timely update and a catalyst for deeper professional reflection, all delivered with the authority and depth you would expect from CPA Australia.
Author: Language: English Episodes: 93

With Interest
Podcast Episodes
Essential cybersecurity insights for small business [not-audio_url] [/not-audio_url]

Duration: 17:29
Explore critical findings from CPA Australia's 2024 small business survey, focusing on cyber security challenges and best practices. Join our expert cybersecurity guest, who provides insights on common mistakes, the impa…
My career as an auditor (and why I love it) [not-audio_url] [/not-audio_url]

Duration: 15:16
Natcha Lertanuntrakul is a dedicated auditor with a passion for the profession. And as the 22-year-old explains, it's not just about number crunching. Auditing is a varied role that includes client visits, people skills…
Australian IR reform: analysing new laws' impact [not-audio_url] [/not-audio_url]

Duration: 30:19
Keeping pace with industrial regulations is crucial for Australian businesses - and we've seen a raft of law changes in recent times. This episode looks at the latest developments in Australian Industrial Relations (IR)…
The Board of Taxation explained [not-audio_url] [/not-audio_url]

Duration: 30:52
Ever wondered who advises the Australian government on tax policy from a business and tax community perspective? If so, you're in the right place: this episode delves into the role Australia's Board of Taxation plays. We…
SMSF compliance: the latest changes explained [not-audio_url] [/not-audio_url]

Duration: 14:36
It's that time of year again: SMSF reporting season is upon those managing their own superannuation. Staying updated on the latest changes is crucial, whether you're overseeing it yourself or working with a fund. To guid…
INTHEBLACK: New ideas to ease cost-of-living pressures for employees [not-audio_url] [/not-audio_url]

Duration: 24:51
This week's show is a special presentation from CPA Australia's leadership, strategy and business podcast, INTHEBLACK. The cost-of-living crisis is hitting employees hard. Pay rises, tax relief and bonuses can only do so…
IESBA's new strategy: what you need to know [not-audio_url] [/not-audio_url]

Duration: 17:40
Discover the latest from the International Ethics Standards Board for Accountants (IESBA) including its strategic roadmap for 2024-2027. Explore key focus areas shaping the future of ethical conduct in accounting, and di…
Tax time 2024: how you can avoid the scams [not-audio_url] [/not-audio_url]

Duration: 12:31
Tax time tends to attract the attention of those nasty scammers - but don't worry. This episode has specialist advice and strategies to help you safeguard your sensitive information. Outlined are the dubious tactics that…
Tax time 2024: An expert guide to Division 7A [not-audio_url] [/not-audio_url]

Duration: 19:16
Division 7A remains a stumbling block for many small business owners when it comes to tax compliance. In this episode, we take a deep dive into Div 7A to ensure you're fully equipped with the knowledge you need, from und…
Tax time 2024: what work-related expenses can you claim? [not-audio_url] [/not-audio_url]

Duration: 16:16
Navigating work-related expenses can be a challenge. Little wonder the ATO says it's one of the biggest areas for errors at tax return time. That's why today's episode will help you demystify the rules for claiming work-…