What the Hell is Going On: CDFI, CFPB Edition

What the Hell is Going On: CDFI, CFPB Edition

Author: IntraFi March 26, 2025 Duration: 29:20

The Trump administration unexpectedly targeted the Community Development Financial Institution Fund, touching off concern among bankers and their representatives that the bipartisan program could be eliminated. Ryan Tracy, who covers financial regulation and banking for Capitol Account, explains what happened, why, and the future of CDFIs. We also discuss the latest legal maneuvers surrounding the CFPB, what Fed Gov. Michelle Bowman's nomination as vice chair for banking supervision means for community banks and more.


Behind every financial headline and regulatory shift, there's a deeper story about how banks operate and adapt. Banking with Interest, produced by IntraFi, digs into that story. Hosted by Rob Blackwell, an award-winning former journalist with over twenty years of expertise, this podcast goes beyond surface-level news to explore the intricate policy changes actively reshaping the banking landscape. Each episode provides a clear-eyed analysis of what new regulations, legislative proposals, and economic trends actually mean for the industry. You'll hear thoughtful conversations with key figures and experts, offering a forward-looking perspective on pending challenges that haven't yet made the front page. It’s designed for professionals within financial services, from executives to analysts, who need context as much as they need information. The discussions are substantive yet accessible, turning complex topics into understandable insights. If you're looking for a reliable source to navigate the intersection of finance, business, and politics, this podcast serves as an essential guide. Tune in for a nuanced take on the forces defining the future of banking.
Author: Language: English Episodes: 100

Banking with Interest
Podcast Episodes
Is This the End of the Fed and CFPB As We Know Them? [not-audio_url] [/not-audio_url]

Duration: 36:07
President Trump is flirting with the idea of firing Fed Chairman Jerome Powell while the administration is attempting to lay off 90% of the CFPB's employees. John Heltman, Washington bureau chief of American Banker, and…
Why State Regulators Are Worried About Stablecoin Legislation [not-audio_url] [/not-audio_url]

Duration: 37:35
Brandon Milhorn, the CEO of the Conference of State Bank Supervisors, details his concerns about bills fast-tracked in Congress that would give regulatory guardrails for stablecoins. The state regulators he represents sa…
What the Hell Is Going on with the GSEs? [not-audio_url] [/not-audio_url]

Duration: 27:00
Katy O'Donnell, the financial services reporter for Politico, dives into a series of surprising moves by new FHFA Director Bill Pulte, including firing the CEO of Freddie Mac, appointing himself chair of both GSEs, and c…
How Treasury's Bessent Is Upending Bank Regulation [not-audio_url] [/not-audio_url]

Duration: 31:26
Not that long ago, the Treasury secretary mostly took a back seat to the banking agencies in crafting policy, stepping in only during times of crisis. Not anymore. Karen Shaw Petrou, managing partner of Federal Financial…
Zelle Chief on Fraud, Friction and Future [not-audio_url] [/not-audio_url]

Duration: 29:11
Cam Fowler, the CEO of Zelle parent company Early Warning Services, talks about the peer-to-peer payment system's rapid growth, the furor around fraud, and its new digital wallet, Paze. Fowler explains how the company is…
Rep. Lucas on Fed Independence, Bank Supervisory Role [not-audio_url] [/not-audio_url]

Duration: 25:31
Rep. Frank Lucas, the chair of a newly created Congressional task force on monetary policy, discusses the panel's agenda and upcoming hearings, the first of which takes place this week. The Oklahoma Republican grapples w…
What the Hell is Going On, Part II: Merging OCC, FDIC? [not-audio_url] [/not-audio_url]

Duration: 32:48
The Trump administration wants to fold the FDIC's bank oversight duties into the OCC without congressional approval. Evan Weinberger, a banking correspondent at Bloomberg Law, details the ramifications for community bank…
What the Hell is Going On? A Banker's Guide to D.C. [not-audio_url] [/not-audio_url]

Duration: 44:20
Victoria Guida of Politico and Brendan Pedersen of Punchbowl News sort through how and why the Trump administration is remaking banking regulation. Is the CFPB neutered for the next four years or maybe forever? Will the…
Bank Supervision Needs "Complete Change in Focus" [not-audio_url] [/not-audio_url]

Duration: 33:51
Greg Baer, the CEO of the Bank Policy Institute, argues that bank supervision has gone off course, focusing on the wrong areas and making the system less safe. He outlines how he and big banks would recommend fixing it.…