Inside a Bitcoin-Powered Bank Account for Businesses

Inside a Bitcoin-Powered Bank Account for Businesses

Author: Wyatt O'Rourke & Jordan Guess August 5, 2026 Duration: 55:26

Most people think of Bitcoin onboarding as either "buy an ETF" or "run your own node" — Stephen Cole, co-founder of Castle, is building the entire financial stack in between.

Jordan and Wyatt sit down with Stephen to talk through Castle's journey from an automation-first on-ramp called Orchestra to a full Bitcoin-powered financial stack for businesses — cash accounts, revenue-percentage Bitcoin buys, and now high-yield exposure through Strategy's STRC. They dig into why Castle went to market with business entities first, how KYB compliance shapes onboarding, and why personal accounts are now opening up to retail individuals for the first time.

Stephen breaks down Castle's custody model with BitGo, why self-custody is always the goal but never the barrier to entry, and how the platform is quietly building treasury management tools — multi-sig-style approvals, permissioned roles, and governance — for businesses that want Bitcoin-native financial infrastructure without the operational headache. They also get into the STRC debate, stablecoins' place in a Bitcoin-first stack, and why Stephen thinks the term "Bitcoin treasury company" needs a much bigger tent than Wall Street headlines suggest.

Starting this week, we're kicking off a run of episodes featuring speakers from the Bitcoin Financial Services Summit — leading up to the event in October, we'll be bringing you conversations with the RIAs, CPAs, miners, and operators who'll be on stage in Denver.

🎟️ Join Us in Denver, Bitcoin Financial Services Summit

The Bitcoin Financial Services Summit returns October 20-22 in Denver, Colorado. RIAs, CPAs, lenders, miners, treasury companies, and Bitcoin-native operators all in one room. If you want to understand where Bitcoin and finance is going next, this is where you need to be. Get your tickets at bffs.media

Guest: Stephen Cole

Castle

Website: savewithcastle.com

Host Links

Wyatt O'Rourke

X: x.com/wyattorourke_

Website: basilic.io

Jordan Guess

X: x.com/jordanguess

LinkedIn: linkedin.com/in/jordan-guess-cpa

Website: bitment.co

Bitcoin Financial Services Media

X: x.com/bffs_media

Website: bffs.media

YouTube: @bffs_media

Show Sponsors

Basilic Financial: Your wealth deserves intention. Basilic is a Bitcoin-focused wealth management firm helping clients find balance between money and meaning. Financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. basilic.io

Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors. Clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. bitment.co

Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals who speak Bitcoin. satoshipacioli.com

Unchained Capital: Not your keys, not your bitcoin? Unchained is a bitcoin financial services company offering collaborative multisig custody, bitcoin-backed loans, a trading desk, and bitcoin IRAs — all while you keep control of your keys. unchained.com

Sound HSA: Why let your health savings sit in cash? Sound HSA is the first bitcoin-native Health Savings Account, combining triple-tax-advantaged HSA benefits with real bitcoin holdings, automated tax docs, and a receipt vault for medical expenses. soundhsa.com

River Financial: Want a bitcoin-only brokerage built for the long haul? River offers full-reserve custody, zero-fee recurring buys, and an interest-bearing cash account that pays out in bitcoin. river.com

Quantify Funds: Looking to stack scarcity assets? Quantify Funds is the asset management firm behind the STKd suite of ETFs, including BTGD — the first ETF combining 100% bitcoin and 100% gold exposure. quantifyfunds.com

Revolution Mortgage: Buying a home or refinancing? Revolution Mortgage is a nationwide lender offering FHA, VA, USDA, and conventional loans, with a tech-driven process built for lower rates and faster closings. revolutionmortgage.com


You’ll find Bitcoin for Financial Services Podcast lives at the intersection of established finance and a rapidly evolving digital asset landscape. Hosts Wyatt O’Rourke and Jordan Guess bring distinct, grounded perspectives to each conversation. Wyatt, author of The Bitcoinization of Finance and founder of Basilic Financial, operates daily in the practical work of connecting traditional wealth management with Bitcoin’s emerging economy. Jordan’s complementary expertise allows them to dissect complex developments with clarity. Together, they move beyond hype to examine the tangible mechanisms, regulatory shifts, and institutional adoption that are actively restructuring financial services. This isn't about abstract theory; it's a close look at the tools, strategies, and real-world implications for professionals and serious investors. Each episode of this podcast feels like a focused discussion, unpacking how Bitcoin technology influences everything from portfolio construction to payment systems. If you're navigating the convergence of legacy systems and cryptographic innovation, the dialogue here provides a necessary and nuanced compass. Tune in for analysis that respects the depth of both finance and the foundational technology changing it.
Author: Language: English Episodes: 39

Bitcoin for Financial Services Podcast
Podcast Episodes
Self-Custody Under Fire: Lessons From the Cold Card Entropy Failure [not-audio_url] [/not-audio_url]

Duration: 1:05:04
This episode was already on the calendar — then the worst-case self-custody scenario happened days before we hit record. Jordan and Wyatt sit down with Chantel Lillycrop-Kostiuk, VP of Operations at Bitcoin Well, days af…
Satoshis Per Square Foot: Bitcoin's Takeover of Commercial Real Estate [not-audio_url] [/not-audio_url]

Duration: 1:08:36
Most real estate owners have never heard of a dual-collateralized Bitcoin loan — but the ones who have are getting better rates, longer holding periods, and a hedge their neighbors don't have. Jordan and Wyatt sit down w…
Inside the 2026 Bitcoin Financial Services Summit [not-audio_url] [/not-audio_url]

Duration: 47:58
Most Bitcoin conferences are 30,000 people, vanilla panels, and a badge you never look at again. The Bitcoin Financial Services Summit is the opposite — 200 curated seats, speakers you can actually walk up and talk to, a…
How W-2 Earners Slash Taxes With Bitcoin Mining [not-audio_url] [/not-audio_url]

Duration: 1:06:14
Most people write off Bitcoin mining as a waste of energy or a game reserved for hardware geeks and public mega-miners. Beau Turner, CEO and co-founder of Abundant Mines, says it's actually the most natural and versatile…