#286: How To LEGALLY Pay Less In Taxes (And Invest It Instead) — Ankur Nagpal

#286: How To LEGALLY Pay Less In Taxes (And Invest It Instead) — Ankur Nagpal

Author: Jay Clouse December 19, 2025 Duration: 49:05
In 2020, Ankur Nagpal sold his course platform, Teachable, for around $250 million. But he knew that the sale would come with a giant tax bill. So Ankur became obsessed with the tax code, and he wanted to make it easier for everyone to legally operate within it. That led him to discover Solo 401(k)s. So he built a new company called Carry that helps you legally keep more of what you earn and invest it the way you want. This podcast is for informational purposes, and not intended to be financial advice. Please consult a financial advisor about your specific situation. → Get Ankur's Free Tax Guide → Sign up for Carry ⁠⁠⁠⁠⁠⁠⁠⁠⁠Full transcript and show notes⁠⁠⁠⁠⁠⁠⁠⁠⁠ *** TIMESTAMPS (00:00) Introduction (01:32) Ankur's Crash Course in Tax Law (08:18) Tax Loopholes and Bias (11:02) Solo 401(k) Benefits Explained (14:32) Solo 401(k) Contribution Guidelines (17:46) S-Corp Tax Benefits Explained (20:11) Maximizing QBI Deduction Strategies (23:22) Tax Planning CPA vs Planners (26:29) Solo 401(k) Advantages Explained (31:49) Direct Indexing (32:34) Tax Loss Harvesting Strategy (36:34) Maximizing Retirement Contributions (41:07) Solo 401(k) Tax Planning Deadlines (44:06) Solo 401(k) Setup Guide (46:12) Tax-Saving Strategy Money Markets *** RECOMMENDED NEXT EPISODE → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#280: How to LEGALLY Protect Your Channel (YouTube Lawyer Tyler Chou Explains) *** ASK CREATOR SCIENCE → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Submit your question here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ *** WHEN YOU'RE READY 📬 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Creator Science Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🚀 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get CreatorHQ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (creator operating system) 🧪 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join The Lab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (private membership community) 🧞‍♂️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get a Personalized Offer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ *** CONNECT 🐦 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect on Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💼 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect on LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📹 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ *** SPONSORS 💼 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠View all sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

For anyone trying to build something meaningful online, the sheer volume of advice can be paralyzing. Creator Science cuts through that noise with a focus on what’s proven, not just popular. Host Jay Clouse sits down with a different builder each week-think James Clear, Ali Abdaal, Tim Urban, or Codie Sanchez-for a conversation that feels less like an interview and more like a practical workshop. They dig into the specific systems, experiments, and mental models that have driven real growth in their businesses. You won’t just hear inspirational stories; you’ll get a behind-the-scenes look at the iteration and observation that actually moves the needle. This isn't about quick hacks. It's about developing a sustainable, evidence-backed approach to creative work, which is why this podcast has become a trusted resource for so many. Each episode is built to give you a tangible strategy or framework you can test, making the weekly listen a consistent source of actionable insight for your own path as a creator.
Author: Language: en-us Episodes: 50

Creator Science with Jay Clouse
Podcast Episodes
#284: I helped a YouTuber design his membership [not-audio_url] [/not-audio_url]

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#278: How I’m Approaching The Rest of 2025 (Behind The Scenes) [not-audio_url] [/not-audio_url]

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#277: The best and worst income streams for creators (ranked) [not-audio_url] [/not-audio_url]

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I’ve been a full-time creator for 8 years now and have earned $2,192,000 since 2022. I’ve spent a LOT of time and money experimenting with different ways to make money on the internet, so I’m going to rank them. The best…