Debt Free in 30

Debt Free in 30

Author: Doug Hoyes Language: English Episodes: 500
Doug Hoyes sits down each week with a different specialist to untangle the complicated feelings and hard numbers around owing money. The conversations in Debt Free in 30 move beyond simple scare tactics or dry theory, focusing instead on actionable strategies for managing debt, rebuilding savings, and making informed investing choices. You’ll hear from trustees, financial planners, and counselors who explain concepts in plain language, stripping away the industry jargon that often leaves people feeling overwhelmed. Whether it’s navigating a consumer proposal, understanding credit scores, or starting to invest with a tight budget, this podcast provides a clear-eyed look at the steps toward financial stability. Doug’s approach is grounded and pragmatic, reflecting his deep expertise in the field, making each episode feel like a direct consultation with a knowledgeable guide. Tuning in regularly offers a consistent source of demystified advice, turning what can be a stressful topic into a manageable process. It’s that blend of expert insight and relatable conversation that defines this particular personal finance podcast.
Episodes
354 –  Bad Funding Choices for Small Business with David Barnett [not-audio_url] [/not-audio_url]

Duration: 34:37
The economic shutdown has been costly for small businesses. If you're an owner concerned about the future health of your business, what should you do? Sell your business? What are your options if you have a lot of busine…
352 –  The Minimum Payment Lie with Diane Cunha [not-audio_url] [/not-audio_url]

Duration: 30:30
Making the minimum payment on your credit card can make you believe your debt is manageable. But the reality is, minimum payments will keep you in debt forever. On today's podcast, guest and Certified Credit Counsellor D…
351 –  What Causes People to File Bankruptcy? [not-audio_url] [/not-audio_url]

Duration: 27:04
There are a lot of misconceptions about why someone files for bankruptcy in Canada. Did they spend too much? Were they reckless or irresponsible? The truth is debt problems can happen to anyone at any time and when they…
349 –  How to Recognize Heinous Financial Advice with Danielle Park [not-audio_url] [/not-audio_url]

Duration: 35:53
Should you put all of your savings at risk in the stock market to earn enough for a down payment on a house? Probably not. Danielle Park, lawyer, and wealth manager explains why some financial advice is "heinous", how to…
347 –  Warning Signs You Have Too Much Debt. Knowing When to Fold [not-audio_url] [/not-audio_url]

Duration: 32:33
It can be hard to know that you've reached a tipping point with your debt, especially when you're keeping up with minimum payments. So, when do you know that it's time to fold? On today's podcast, Ted Michalos and Doug H…
346 –  Enrage to Engage: How the Media Misreports our Debt Problems [not-audio_url] [/not-audio_url]

Duration: 31:15
Are half of Canadians really just $200 away from bankruptcy? No. But that does make a compelling headline, doesn't it? Media outlets compete for our attention – it makes them money. But clickbait headlines about Canada's…