Debt Free in 30

Debt Free in 30

Author: Doug Hoyes Language: English Episodes: 500
Doug Hoyes sits down each week with a different specialist to untangle the complicated feelings and hard numbers around owing money. The conversations in Debt Free in 30 move beyond simple scare tactics or dry theory, focusing instead on actionable strategies for managing debt, rebuilding savings, and making informed investing choices. You’ll hear from trustees, financial planners, and counselors who explain concepts in plain language, stripping away the industry jargon that often leaves people feeling overwhelmed. Whether it’s navigating a consumer proposal, understanding credit scores, or starting to invest with a tight budget, this podcast provides a clear-eyed look at the steps toward financial stability. Doug’s approach is grounded and pragmatic, reflecting his deep expertise in the field, making each episode feel like a direct consultation with a knowledgeable guide. Tuning in regularly offers a consistent source of demystified advice, turning what can be a stressful topic into a manageable process. It’s that blend of expert insight and relatable conversation that defines this particular personal finance podcast.
Episodes
325 –  Income Tax Deductions & COVID-19 Work From Home [not-audio_url] [/not-audio_url]

Duration: 34:15
An unprecedented number of Canadians went from being office employees to working from home during this pandemic. Many also took on home office costs in 2020. So, what does this mean for our 2020 income tax filing? Which…
324 –  Will We Finally Spend Less This Christmas? [not-audio_url] [/not-audio_url]

Duration: 35:43
Every January, we meet with clients who tell us they spent way too much during the holiday season. But given the current pandemic, income problems, and gathering restrictions, will 2020 finally be the year when Canadians…
323 – Is Good Money Management a Talent or a Learnable Skill? [not-audio_url] [/not-audio_url]

Duration: 17:56
It's the 10th annual financial literacy month sponsored by the federal government. Are we more financially literate than we were 10 years ago? Our debt levels keep increasing, so it doesn't appear so. Is it possible to l…
322 –  How to Build an Emergency Fund if You Have Debt [not-audio_url] [/not-audio_url]

Duration: 33:00
Every financial guru says you need an emergency fund. But if you also have debt, is it possible to balance saving and paying down high-interest credit cards or lines of credit? What are the steps to get started? On today…
321 – Is Multi-Level Marketing (MLM) a Scam? [not-audio_url] [/not-audio_url]

Duration: 28:13
Description: Amid economic uncertainty, side hustles have become a popular way to earn extra income. But while many side hustles are good, some are risky and can lead to serious debt problems.​ On today's podcast, guest…
320 – Dealing with the End of Debt Deferrals [not-audio_url] [/not-audio_url]

Duration: 32:15
As of August 31st, 778,000 Canadians with a mortgage at Canada's big banks deferred or skipped a payment on their mortgage. The deferral periods for many mortgages and other credit loans and products have now come to an…
318 – Could Canada Have a Simpler Tax System? with Neal Winokur [not-audio_url] [/not-audio_url]

Duration: 35:50
Filing income taxes can be complicated, especially if you're a self-employed individual. And if you can't afford an accountant, you fall behind on filing your taxes and face trouble with the Canada Revenue Agency. Could…
317 – Globalization, Inequality and Debt With Jeff Rubin [not-audio_url] [/not-audio_url]

Duration: 35:25
Today's first time guest is Jeff Rubin, who was the Chief Economist at CIBC World Markets (where he worked for over 20 years). He has just released a new book: The Expendables: How the Middle Class Got Screwed by Globali…
316 – Combating the Stigma Around Food Insecurity with Wendi Campbell [not-audio_url] [/not-audio_url]

Duration: 36:41
Like debt problems, food insecurity can happen to anyone. What causes individuals and families to require food assistance? On today's podcast, we have first-time guest Wendi Campbell, CEO at The Food Bank of Waterloo Reg…