Debt Free in 30

Debt Free in 30

Author: Doug Hoyes Language: English Episodes: 500
Doug Hoyes sits down each week with a different specialist to untangle the complicated feelings and hard numbers around owing money. The conversations in Debt Free in 30 move beyond simple scare tactics or dry theory, focusing instead on actionable strategies for managing debt, rebuilding savings, and making informed investing choices. You’ll hear from trustees, financial planners, and counselors who explain concepts in plain language, stripping away the industry jargon that often leaves people feeling overwhelmed. Whether it’s navigating a consumer proposal, understanding credit scores, or starting to invest with a tight budget, this podcast provides a clear-eyed look at the steps toward financial stability. Doug’s approach is grounded and pragmatic, reflecting his deep expertise in the field, making each episode feel like a direct consultation with a knowledgeable guide. Tuning in regularly offers a consistent source of demystified advice, turning what can be a stressful topic into a manageable process. It’s that blend of expert insight and relatable conversation that defines this particular personal finance podcast.
Episodes
145 – Poverty Reduction: What Can We Do? – With Tom Cooper [not-audio_url] [/not-audio_url]

Duration: 33:57
We know from our Joe Debtor study that the average person in Ontario who files a consumer proposal or bankruptcy has an income that is almost 40% lower than the median income in Ontario. Low or sporadic incomes make it d…
144 – Seniors and Debt: More Trouble Ahead? [not-audio_url] [/not-audio_url]

Duration: 27:05
The number of seniors filing insolvency is growing. Many seniors have the honest intention of paying back whatever debt they accumulate. That would be great, except they're using new debt to pay for it. We've recently wr…
143 – Debt Consultants: Avoid the Extra Cost [not-audio_url] [/not-audio_url]

Duration: 37:28
For the first time ever, the federal government just issued a BOMBSHELL report, saying that it appears that two very large debt consulting firms in Canada are taking advantage of vulnerable consumers. They charge large u…
142 – Homeowners Banking On Your Home Equity [not-audio_url] [/not-audio_url]

Duration: 25:00
As you may remember, we published our Joe Debtor study at the end of March 2017. This study takes place every two years and analyzes data from insolvent debtors from across Ontario. When it comes to homeowners, we're see…
141 – How Car Loans Can Lead to Insolvency [not-audio_url] [/not-audio_url]

Duration: 21:09
There are two major purchases we make in our life that we typically use debt to purchase. The first (no surprise here) is our home, and the second is our car. But can car loans lead to insolvency? Believe it or not, yes…
139 – Seniors and Finance With Vanessa Benedict [not-audio_url] [/not-audio_url]

Duration: 29:36
Many seniors are finding it increasingly difficult to make ends meet. Our 2017 Joe Debtor study showed that the total number of debtors who are seniors is now 12%, up from 2015's 10% and up again from 2013's 8%. With fix…
138 – Financial Stress Facing Single Parents [not-audio_url] [/not-audio_url]

Duration: 33:16
Struggling financially is difficult for anyone. It can be exceptionally stressful if you're a single parent trying to juggle your finances, work, and parenting all on your own. Without a partner you're solely responsible…
137 – News You Can Use April 2017 [not-audio_url] [/not-audio_url]

Duration: 40:23
Welcome to the second edition of our Debt Free in 30 News You Can Use round table. Our first one aired in January 2017 and covered Walmart vs. VISA, 2017 Debt Repayment Predictions, Bank of Canada Warnings and Paid Promo…
136 – Thinking Ahead and Planning For Your Future [not-audio_url] [/not-audio_url]

Duration: 23:17
My guest today is Shamez Kassam, a financial advisor based in Calgary who has just published his first book, Your Money's Worth: The Essential Guide to Financial Advice for Canadians. Shamez wanted to write a book that a…