Debt Free in 30

Debt Free in 30

Author: Doug Hoyes Language: English Episodes: 500
Doug Hoyes sits down each week with a different specialist to untangle the complicated feelings and hard numbers around owing money. The conversations in Debt Free in 30 move beyond simple scare tactics or dry theory, focusing instead on actionable strategies for managing debt, rebuilding savings, and making informed investing choices. You’ll hear from trustees, financial planners, and counselors who explain concepts in plain language, stripping away the industry jargon that often leaves people feeling overwhelmed. Whether it’s navigating a consumer proposal, understanding credit scores, or starting to invest with a tight budget, this podcast provides a clear-eyed look at the steps toward financial stability. Doug’s approach is grounded and pragmatic, reflecting his deep expertise in the field, making each episode feel like a direct consultation with a knowledgeable guide. Tuning in regularly offers a consistent source of demystified advice, turning what can be a stressful topic into a manageable process. It’s that blend of expert insight and relatable conversation that defines this particular personal finance podcast.
Episodes
204 - What a Tesla Bankruptcy Can Teach You About Personal Finance [not-audio_url] [/not-audio_url]

Duration: 17:56
On today's show, recorded in July, 2018, I give my thoughts on what the bankruptcy of Tesla Inc., the electric car company, can teach us about how we manage our own personal finances. And yes, I realize that Tesla is not…
203 – Why You Should Bank at More Than One Bank [not-audio_url] [/not-audio_url]

Duration: 13:32
There's a saying that you shouldn't put all your eggs in one basket, and this rings true for bank accounts. While it is convenient to have all your finances located at one bank, what happens in the event that the bank's…
202 – What Happens in Bankruptcy Court? [not-audio_url] [/not-audio_url]

Duration: 24:31
There's no need to worry. Bankruptcy court is not something that every bankrupt has to go to when they file for bankruptcy. If you complete all your duties and no one objects, you are automatically discharged from bankru…
201 – How to Improve Your Financial Wellness [not-audio_url] [/not-audio_url]

Duration: 30:48
You know you need to improve your financial health. You might even know what you need to do - save more, spend less, pay down debt. So why does that not necessarily translate into healthy financial habits that move the n…
200 – Is Bankruptcy Morally Wrong? [not-audio_url] [/not-audio_url]

Duration: 24:44
For as long as debt has existed, society has judged people for failing to pay it back. Over the years, I've heard hundreds of honest, but unfortunate debtors tell me they are stressed out because they believe they have m…
199 – The Diderot Effect: How to Get Out of a Spending Spiral [not-audio_url] [/not-audio_url]

Duration: 30:16
What causes us to spend beyond our means? While in some cases it's the result of a job loss or illness, in other situations, it's the Diderot Effect at play. The Diderot Effect is a social phenomenon where the introducti…
198 – How to Find a Credible Financial Planner with Jason Heath [not-audio_url] [/not-audio_url]

Duration: 30:41
Did you know that in Ontario, anyone can call themselves a financial planner? With this in mind, how can you make sure that you are getting expert and unbiased advice on money management? Should you trust the financial p…
197 – Reviving a Consumer Proposal [not-audio_url] [/not-audio_url]

Duration: 25:00
Repaying debt requires a stable income. Even when you're in a debt relief plan like a consumer proposal, you need money coming in each month to make your payments. But what if you are faced with a sudden job loss and can…
196 – Save Money with Recipes from Cashflow Cookbook [not-audio_url] [/not-audio_url]

Duration: 31:41
What if you could approach personal finance like most of us try cooking? Instead of learning a bunch of rules and principles, all you'd have to do is follow some tested recipes. Would this make it easier to save money, b…