A Poor Mindset Blocks Your Millionaire Path | Dr. Brad Klontz

A Poor Mindset Blocks Your Millionaire Path | Dr. Brad Klontz

Author: Andy Hill March 11, 2025 Duration: 38:00
Andy Hill sits down with Dr. Brad Klontz—bestselling author, professor, and leading expert on the psychology of wealth—to explore the power of mindset in financial success. They dive into the differences between a poor mindset and a rich mindset, common money mistakes, and the habits that set wealthy individuals apart. Dr. Klontz shares his personal journey from financial struggle to success, the critical lessons he learned along the way, and actionable steps you can take today to shift your thinking and build lasting wealth. Whether you're an employee, an entrepreneur, or simply looking to break free from financial stress, this conversation will change the way you view money. #MoneyMindset #DrBradKlontz #ThinkRich #FinancialFreedom RESOURCES: Sponsors + Partners + Deals Start Thinking Rich: 21 Harsh Truths That Will Take You from Broke to Rich (book): https://amzn.to/41zrnpk (affiliate) GUEST BIO - Dr. Brad Klontz: Dr. Brad Klontz, Psy.D., CFP®, is a renowned financial psychologist and Managing Principal at Your Mental Wealth Advisors. He serves as an Associate Professor of Practice at Creighton University's Heider College of Business and is a Fellow of the American Psychological Association. Dr. Klontz has co-authored several influential books on financial psychology, including "Money Mammoth," "Mind Over Money," and "Start Thinking Rich." His work has been featured in prominent media outlets such as ABC News' 20/20, Good Morning America, USA Today, The Wall Street Journal, and The New York Times. In addition to his academic and writing endeavors, Dr. Klontz co-founded the Financial Psychology Institute and has served as President of the Hawaii Psychological Association. MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill brings a refreshingly honest and practical voice to the often stressful conversation about money within a family. In Marriage Kids and Money: Personal Finance for Families, Andy, an award-winning Family Finance Coach, moves beyond generic budgeting advice to tackle the real financial questions that parents and couples face every day. This isn't just about spreadsheets and interest rates; it's about aligning your finances with the life you actually want to live. You'll hear specific strategies for paying off debt, saving for college, investing for the future, and having those crucial money talks with your partner. The goal is to transform financial anxiety into purposeful action, creating not just stability but genuine freedom. Each episode of the podcast feels like a conversation with a knowledgeable friend who understands that financial decisions are deeply personal and intertwined with family goals. Whether you're just starting out or well on your journey, the discussions here provide a roadmap for building security today and considering the legacy you might leave tomorrow. Tune in for relatable stories, actionable tips, and the encouragement needed to make meaningful progress with your money, all with your family's unique vision at the center.
Author: Language: en-us Episodes: 100

Marriage Kids and Money: Personal Finance for Families
Podcast Episodes
Investing Hacks That Save Thousands on Taxes [not-audio_url] [/not-audio_url]

Duration: 43:42
Paying taxes is a reality of life. Let's just not overpay them! In this episode, I share how we're investing with tax efficiency in mind. Second, we’re back with our Coast FIRE Family segment. This month, we're featuring…
Millionaire Index Fund Investing Portfolios | Paul Merriman [not-audio_url] [/not-audio_url]

Duration: 45:52
We all know investing in the stock market is a smart idea. When it comes to what to invest in, that's where the questions start to come up. Author and Financial Educator Paul Merriman shares how we can use index funds to…
How to Create a Money Date with Your Spouse [not-audio_url] [/not-audio_url]

Duration: 37:10
The Money Date is the glue that holds your marriage and money life together! I share 10 steps to get your Money Date started today. Second, we’re back with our Net Worth Win segment. This month, we’re featuring Joshua We…
Recasting vs. Refinancing: Which Mortgage Option is Better? [not-audio_url] [/not-audio_url]

Duration: 52:34
There are benefits to both recasting and refinancing a mortgage. Like all things in personal finance, the best option depends on your personal situation. To help you get a better handle on recasting vs. refinancing, list…
Federal Reserve Cut Interest Rates: Why Should I Care? [not-audio_url] [/not-audio_url]

Duration: 46:30
The Federal Reserve cut interest rates for the first time in 4 years. What does this big decision mean for families? Meghan Rabuse, the Family Finance Mom, joins the show again to help us answer this big question. Also,…
How to Invest Like a Stoic | Darius Foroux [not-audio_url] [/not-audio_url]

Duration: 36:24
Stoicism is all about living in the present. Not worrying about what may come or what you don't have. Author Darius Foroux is on a mission to show us how to invest, the stoic way. In today's episode, he shares the stoic…
Best Jobs for Teens Looking for Extra Money [not-audio_url] [/not-audio_url]

Duration: 44:43
My daughter will be a teenager soon! To help her (and your teens too) find their next gig, we put together our list of the top 10 best jobs for teens. Second, we’re back with our Fintech Spotlight segment. This month, we…
18 Summers and How to Make the Most of Them | Jim Sheils (BEST OF MKM) [not-audio_url] [/not-audio_url]

Duration: 25:47
As parents, we only have 18 summers with our kids. After that, they are off to live their adult lives. These 18 summers are precious. In today’s “Best of Marriage Kids And Money” episode from 2019, Jim Sheils, Author and…