A Poor Mindset Blocks Your Millionaire Path | Dr. Brad Klontz

A Poor Mindset Blocks Your Millionaire Path | Dr. Brad Klontz

Author: Andy Hill March 11, 2025 Duration: 38:00
Andy Hill sits down with Dr. Brad Klontz—bestselling author, professor, and leading expert on the psychology of wealth—to explore the power of mindset in financial success. They dive into the differences between a poor mindset and a rich mindset, common money mistakes, and the habits that set wealthy individuals apart. Dr. Klontz shares his personal journey from financial struggle to success, the critical lessons he learned along the way, and actionable steps you can take today to shift your thinking and build lasting wealth. Whether you're an employee, an entrepreneur, or simply looking to break free from financial stress, this conversation will change the way you view money. #MoneyMindset #DrBradKlontz #ThinkRich #FinancialFreedom RESOURCES: Sponsors + Partners + Deals Start Thinking Rich: 21 Harsh Truths That Will Take You from Broke to Rich (book): https://amzn.to/41zrnpk (affiliate) GUEST BIO - Dr. Brad Klontz: Dr. Brad Klontz, Psy.D., CFP®, is a renowned financial psychologist and Managing Principal at Your Mental Wealth Advisors. He serves as an Associate Professor of Practice at Creighton University's Heider College of Business and is a Fellow of the American Psychological Association. Dr. Klontz has co-authored several influential books on financial psychology, including "Money Mammoth," "Mind Over Money," and "Start Thinking Rich." His work has been featured in prominent media outlets such as ABC News' 20/20, Good Morning America, USA Today, The Wall Street Journal, and The New York Times. In addition to his academic and writing endeavors, Dr. Klontz co-founded the Financial Psychology Institute and has served as President of the Hawaii Psychological Association. MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill brings a refreshingly honest and practical voice to the often stressful conversation about money within a family. In Marriage Kids and Money: Personal Finance for Families, Andy, an award-winning Family Finance Coach, moves beyond generic budgeting advice to tackle the real financial questions that parents and couples face every day. This isn't just about spreadsheets and interest rates; it's about aligning your finances with the life you actually want to live. You'll hear specific strategies for paying off debt, saving for college, investing for the future, and having those crucial money talks with your partner. The goal is to transform financial anxiety into purposeful action, creating not just stability but genuine freedom. Each episode of the podcast feels like a conversation with a knowledgeable friend who understands that financial decisions are deeply personal and intertwined with family goals. Whether you're just starting out or well on your journey, the discussions here provide a roadmap for building security today and considering the legacy you might leave tomorrow. Tune in for relatable stories, actionable tips, and the encouragement needed to make meaningful progress with your money, all with your family's unique vision at the center.
Author: Language: en-us Episodes: 100

Marriage Kids and Money: Personal Finance for Families
Podcast Episodes
Questions to Ask a Financial Advisor (Before Working With Them) [not-audio_url] [/not-audio_url]

Duration: 51:40
Considering working with a financial advisor? Here are 5 questions to ask a financial advisor before working with them. Getting answers to these questions will help you become informed and empowered on your investing jou…
Your Workplace Benefits Can Make You a Millionaire | Joe Saul-Sehy [not-audio_url] [/not-audio_url]

Duration: 46:47
Workplace benefits often get overlooked by employees. But they could be your ticket to a wealthy future. How can my workplace benefits make me a millionaire? Joe Saul-Sehy, Co-Host of Stacking Benjamins, joins the show a…
10 SMART Financial Goals To Build Family Wealth [not-audio_url] [/not-audio_url]

Duration: 48:40
It’s time to set some SMART financial goals! I'm walking through 10 SMART financial goals that will help you build family wealth this year. Second, we’re back with our Mortgage Free Family segment! This month we’re featu…
How to Find Purpose in Life | Jordan Grumet [not-audio_url] [/not-audio_url]

Duration: 33:07
Looking to find more purpose in life? Author Jordan Grumet is here to help us answer this important question. He discusses Big P Purpose and Little P Purpose and why it's important to know the difference. RESOURCES: Spon…
Lump Sum Investing vs Dollar Cost Averaging: Which Is Better? [not-audio_url] [/not-audio_url]

Duration: 48:46
Craig from Wisconsin came into a lump sum of money recently and wants to know if he should lump sum invest it or use dollar cost averaging. We'll define lump sum investing vs. dollar cost averaging and decide which is be…
Is That Gift For You Or Me? (Bread & Wine) [not-audio_url] [/not-audio_url]

Duration: 33:58
Buying gifts is a important part of everyday life. But have you ever really examined HOW you're giving gifts? In this Bread & Wine episode, Andy and Nicole discuss if they gifts they are giving are really intended for th…
Trump Tariff Policies - How Do Families Prepare? [not-audio_url] [/not-audio_url]

Duration: 43:20
President Trump has signaled that imposing new tariffs will be a cornerstone of his presidency. How will tariffs impact your family finances? Meghan Rabuse, the Family Finance Mom, joins the show again to help us answer…
I Hit My Coast FIRE Number. Now What? [not-audio_url] [/not-audio_url]

Duration: 38:22
You've hit Coast FIRE! Congratulations but ... Now what? I'll share 7 lifestyle improvement ideas for you to consider. Second, we’re going to have a conversation with Nina Robinson from Michigan. She’s going to share how…
Buy What You Love Without Going Broke | Jen Smith & Jill Sirianni [not-audio_url] [/not-audio_url]

Duration: 35:42
Ready to spend without the guilt? Frugal Friends Podcast hosts Jen Smith and Jill Sirianni share how to buy what you love without going broke. We discuss the concept of values-based spending and how it helps you live and…
Am I On Track for Retirement? [not-audio_url] [/not-audio_url]

Duration: 53:41
We're tackling a question a lot of us have ... Am I on track for retirement? We'll dive into 3 different strategies we can use to answer this important question. Second, we’re back with our Net Worth Win segment. This mo…