488: How To Fix Your Finances So You Don't Have To Work Forever with Bret Johnson

488: How To Fix Your Finances So You Don't Have To Work Forever with Bret Johnson

Author: Natalie Jill October 28, 2025 Duration: 57:38

Is everyone around you planning dream retirements while you're wondering if you'll be working forever? If you're lying awake at night worried about finances, feeling like you're the only one who didn't figure out this money thing, you're not alone, and this episode is your wake-up call + your action plan rolled into one.

I invited my friend, an accomplished investor and financial savvy expert, Bret Johnson to share the exact strategies he used to transform his financial future later in life. From being behind the eight-ball to traveling abundantly and living without money stress, Bret breaks down the no-BS approach to building wealth when you think it's too late.

We dive into the uncomfortable truths about why you're behind (spoiler: you were living life while others were investing), the simple 5-15% rule that changes everything, and why index funds might be your secret weapon for catching up fast. He discusses practical strategies for paying off debt, investing wisely, and building wealth, even if you feel you've started late. From addressing common concerns about feeling financially stuck to providing actionable steps you can take today, Bret's advice is invaluable. Plus, he shares his "stocks are on sale" mindset that transformed market crashes from disasters into opportunities.

Whether you're starting from zero or trying to accelerate what you've already begun, this conversation delivers the practical steps, mindset shifts, and resources you need to stop worrying and start building the retirement you deserve.

 

Catch the full episode on YOUTUBE HERE: https://bit.ly/MidlifeConversationsYouTube 

 

Learn More About Bret Johnson:   

Instagram ➜ https://www.instagram.com/bretjohnson11

Website ➜ https://www.patreon.com/cw/TheChaleneShow

 

Thank you to our show sponsors!



Free Gifts for being a listener of Midlife Conversations!

 

Connect with me on social media!

Instagram: www.Instagram.com/Nataliejllfit

Facebook: www.Facebook.com/Nataliejillfit  

For advertising inquiries: https://www.category3.ca/ 



Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen. 

Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease.

Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.





Navigating the changes that come after forty can feel like uncharted territory, but Midlife Conversations with Natalie Jill: Fat Loss, Hormones & Health for Women Over 40 offers a grounded and practical companion for the journey. Hosted by Natalie Jill, this podcast cuts through the overwhelming noise surrounding health and fitness specifically for women in this vibrant life stage. You’ll hear honest discussions about the very real shifts in metabolism, energy, and hormones that impact weight and well-being, moving beyond generic advice to strategies that actually work for a changing body. Natalie has a knack for translating complex science into clear, actionable steps, whether she’s explaining the nuances of cortisol and estrogen or sharing a sustainable approach to nutrition. The conversations extend beyond fat loss to encompass a fuller picture of health, including mindset, stress management, and reclaiming vitality. Alongside her solo episodes, Natalie brings in inspiring voices-women and experts who are thriving in their own midlife chapters-to share diverse perspectives and real-world success stories. This isn’t about quick fixes; it’s about building a sustainable, empowered lifestyle for your best years ahead. Tune in for a blend of relatable storytelling, grounded expertise, and the tangible tools you need to feel strong, confident, and in control of your health during midlife and beyond.
Author: Language: English Episodes: 100

Midlife Conversations with Natalie Jill: Fat Loss, Hormones & Health for Women Over 40
Podcast Episodes
513: The Circadian Rhythm and Hormone Connection with Sarah Kleiner [not-audio_url] [/not-audio_url]

Duration: 1:01:01
What if your hormone imbalance has nothing to do with your hormones and everything to do with the light in your house? Health detective and certified quantum biology practitioner Sarah Kleiner joins us to break down one…
511: Reversing Bone Loss in Midlife with  Zora Benhamou [not-audio_url] [/not-audio_url]

Duration: 1:17:37
What if you did absolutely everything right: the hormones, the biohacking, the exercise, the nutrition…and STILL ended up needing hip replacement surgery at 54? That is exactly what happened to gerontologist Zora Benhamo…