171: What is Fun Money? How to Enjoy Guilt-Free Spending

171: What is Fun Money? How to Enjoy Guilt-Free Spending

Author: Lindsay Bryan - Podvin June 23, 2025 Duration: 9:59

If an emergency fund is for emergencies, a Fun Money Fund is for JOY! A Fun Money Fund is a type of savings or checking account that we can all use tp build in spontaneity, impulse spending, or saving for that not totally necessary purchase that you know will feel good to you, without derailing your financial goals. As a financial therapist (and someone who’s been using this method in my own relationship for nearly two decades), I’ve seen firsthand how powerful it is to build some joy and spontaneity into your monthly money plan.You’ll learn:🤑 What a fun money fund actually is🤑 How to decide how much fun money per month makes sense for youCreative, fun ways to spend money without it impacting your other financial goals🤑 Tips for using tech to automate your fun budget🤑 How this practice can reduce tension in relationships and make budgeting feel more sustainable💌 JOIN THE FREE WEEKLY MIND MONEY BALANCE NEWSLETTER https://www.mindmoneybalance.com/newsletter❓ TAKE A FREE QUIZ TO LEARN MORE ABOUT YOUR MONEY TYPE https://www.mindmoneybalance.com/quiz📝 SUBMIT A QUESTIONFill out this quick form to submit a question for me that I might answer on an upcoming "Ask Mind Money Balance" episode!https://www.mindmoneybalance.com/ask👋🏽 Say Hi!! 👋🏽Website: http://mindmoneybalance.com/Instagram: https://instagram.com/mindmoneybalanceTikTok: https://www.tiktok.com/@mindmoneybalancePinterest: https://www.pinterest.com/mindmoneybalance/Twitter: https://twitter.com/mindmnybalanceYouTube: https://youtube.com/mindmoneybalance


Ever feel like your relationship with money is tangled up with stress, anxiety, or even shame? That’s the exact space where Mind Money Balance lives, exploring the deep and often overlooked connection between our financial habits and our mental well-being. Host Lindsay Bryan-Podvin brings a unique dual perspective as both a Licensed Master Social Worker and a Certified Financial Therapist, moving past simplistic budgeting advice to examine the broader societal and psychological forces that shape our financial lives. You won’t find a rigid "abundance mindset" doctrine here or judgment over small daily pleasures. Instead, each episode offers grounded, psychology-based conversations that provide actionable steps to untangle money stress and build a more peaceful financial existence. This podcast digs into the real stories and systemic factors behind our spending, saving, and earning, creating a compassionate resource for anyone ready to heal the divide between their wallet and their emotional world. Tune in for a refreshingly human take on finding clarity and confidence with money, one thoughtful conversation at a time.
Author: Language: en-us Episodes: 100

Mind Money Balance
Podcast Episodes
119: Does Money Mindset Work? [not-audio_url] [/not-audio_url]

Duration: 11:09
Money mindset can feel like gaslighting when we try far-fetched affirmation mantras without acknowledging the social realities we all live in. In this episode, I'll share how you can feel good about money without gasligh…
118: Is Financial Procrastination Real? [not-audio_url] [/not-audio_url]

Duration: 11:11
If you've been putting off money tasks–such as creating a budget, filing taxes, or negotiating a raise–have you ever wondered if financial procrastination has anything to do with it? In this episode, I'm sharing some of…
117: Why It Feels Like You Never Have Enough Money [not-audio_url] [/not-audio_url]

Duration: 18:47
If your income feels like it’s not going as far as you think it should, there are several reasons why. I break down why it feels like you never have enough money, and share some tips on how to look at your spending and m…
116: What is Financial Trauma? [not-audio_url] [/not-audio_url]

Duration: 18:26
Financial trauma is a term that's become increasingly popular, especially over the past few years. But what is money trauma, anyway? Is it a real diagnosis? How do you know if you have it? Are there tools you can use to…
115: Tips for ADHD & Money that Actually Work [not-audio_url] [/not-audio_url]

Duration: 14:49
If you have ADHD, most personal finance tips are boring and probably plain old unhelpful. ADHD is a common type of neurodiversity that impacts a person’s executive functioning and emotional regulation. These two areas ar…
114: Why Lifestyle Creep Happens: 7 Ways It Shows Up [not-audio_url] [/not-audio_url]

Duration: 24:53
Lifestyle inflation or lifestyle creep happens as we start spending more money when our incomes increase. Listen for seven ways lifestyle creep shows up, plus four tips to help you decrease it so your pay raise actually…
113: Brain Chemicals When We Shop: Why It's So Hard to Stop [not-audio_url] [/not-audio_url]

Duration: 18:22
If you’ve ever used shopping as a coping mechanism when you’re bored, stressed, lonely, or feeling down, did you know there might be a chemical reason you’re doing it? In this episode, a financial therapist explains the…
112: 6 Reasons Personal Finance Gurus are Wrong [not-audio_url] [/not-audio_url]

Duration: 14:33
Lindsay Bryan-Podvin, LMSW, and financial therapist, is BACK to share six myths peddled by shame-based personal finance experts. In this episode, she breaks down what these gurus get wrong and why these old “rules” make…
Group Coaching For Private Practice Therapists [BONUS Episode] [not-audio_url] [/not-audio_url]

Duration: 10:05
I’m decommissioning my most profitable offer, Grow a Profitable Practice From the Inside Out! Take a listen for things in the coaching space that grind my gears, who can benefit from my private practice group coaching pr…
111: Time For A Pause [not-audio_url] [/not-audio_url]

Duration: 19:33
Podcast listeners, it’s time for a pause here on the Mind Money Balance podcast. Tune in for what’s behind the pause, two things I know for sure, and a little astrology insights about “why now.” P.S. I’ve got over 100 ep…