171: What is Fun Money? How to Enjoy Guilt-Free Spending

171: What is Fun Money? How to Enjoy Guilt-Free Spending

Author: Lindsay Bryan - Podvin June 23, 2025 Duration: 9:59

If an emergency fund is for emergencies, a Fun Money Fund is for JOY! A Fun Money Fund is a type of savings or checking account that we can all use tp build in spontaneity, impulse spending, or saving for that not totally necessary purchase that you know will feel good to you, without derailing your financial goals. As a financial therapist (and someone who’s been using this method in my own relationship for nearly two decades), I’ve seen firsthand how powerful it is to build some joy and spontaneity into your monthly money plan.You’ll learn:🤑 What a fun money fund actually is🤑 How to decide how much fun money per month makes sense for youCreative, fun ways to spend money without it impacting your other financial goals🤑 Tips for using tech to automate your fun budget🤑 How this practice can reduce tension in relationships and make budgeting feel more sustainable💌 JOIN THE FREE WEEKLY MIND MONEY BALANCE NEWSLETTER https://www.mindmoneybalance.com/newsletter❓ TAKE A FREE QUIZ TO LEARN MORE ABOUT YOUR MONEY TYPE https://www.mindmoneybalance.com/quiz📝 SUBMIT A QUESTIONFill out this quick form to submit a question for me that I might answer on an upcoming "Ask Mind Money Balance" episode!https://www.mindmoneybalance.com/ask👋🏽 Say Hi!! 👋🏽Website: http://mindmoneybalance.com/Instagram: https://instagram.com/mindmoneybalanceTikTok: https://www.tiktok.com/@mindmoneybalancePinterest: https://www.pinterest.com/mindmoneybalance/Twitter: https://twitter.com/mindmnybalanceYouTube: https://youtube.com/mindmoneybalance


Ever feel like your relationship with money is tangled up with stress, anxiety, or even shame? That’s the exact space where Mind Money Balance lives, exploring the deep and often overlooked connection between our financial habits and our mental well-being. Host Lindsay Bryan-Podvin brings a unique dual perspective as both a Licensed Master Social Worker and a Certified Financial Therapist, moving past simplistic budgeting advice to examine the broader societal and psychological forces that shape our financial lives. You won’t find a rigid "abundance mindset" doctrine here or judgment over small daily pleasures. Instead, each episode offers grounded, psychology-based conversations that provide actionable steps to untangle money stress and build a more peaceful financial existence. This podcast digs into the real stories and systemic factors behind our spending, saving, and earning, creating a compassionate resource for anyone ready to heal the divide between their wallet and their emotional world. Tune in for a refreshingly human take on finding clarity and confidence with money, one thoughtful conversation at a time.
Author: Language: en-us Episodes: 100

Mind Money Balance
Podcast Episodes
101: Taking Breaks in To Prevent Private Practice Burnout [not-audio_url] [/not-audio_url]

Duration: 28:33
Practicing what we preach is HARD. And I was creeping up to burnout (again) and instead made a decision to build more spaciousness into my business. Tune in to learn about 5 things I do to prevent burnout, 4 things that…
100: Spending Plan vs Budgets for Couples [not-audio_url] [/not-audio_url]

Duration: 22:55
The foundation of having a financial plan is having a spending plan or a budget. If you’re in a relationship, this episode will help you understand the ins and outs of budgeting, why I prefer spending plans, and share di…
99: Financial Goals For Couples in Your 30s and 40s [not-audio_url] [/not-audio_url]

Duration: 33:05
When you are in your 30s and 40s, it's important to set financial goals that create a safety net for the present while taking steps to prepare for financial safety in your future. Listen for 9 financial goals to work tow…
98: Millennial Couples & Money [not-audio_url] [/not-audio_url]

Duration: 24:48
If you were born between 1980 and 1994 and in a relationship, you know that a lot of financial advice just doesn’t work for us. In this episode, I’ll cover what makes our generation different than our predecessors, 4 thi…
97: On Air Couples Coaching - Newlywed Finances [not-audio_url] [/not-audio_url]

Duration: 35:18
How do you manage your finances when you are newly married? And what if you identify as “practical” but your partner is a self-proclaimed “dreamer?” In this on-air couples coaching session, I chat with Jasmia and Matthew…
96: Building Self-Trust as a Therapist In Private Practice [not-audio_url] [/not-audio_url]

Duration: 24:51
Therapists in private practice have a lot on their plates, and so many decisions to make. But making them can be difficult, especially when therapists don’t trust themselves. In this episode, I’ll cover why therapists st…
95: The Problem With Free Therapy Summits [not-audio_url] [/not-audio_url]

Duration: 46:13
The world of online business is bleeding into the world of therapy. Today I’m covering why you are seeing so many free summits in your inbox and on your feed, offering suggestions on how to make these summits more equita…
94: Passive Income for Therapists: Is it A Myth? [not-audio_url] [/not-audio_url]

Duration: 31:54
People LOVE talking about passive income for therapists. But what they don’t talk about is that you need an audience, leverage, and more than a bit of grit to get a leveraged offer off the ground. I’ll talk about passive…
93: Therapist or Coach: Who Should I Work With? [not-audio_url] [/not-audio_url]

Duration: 27:19
In episode 92, I covered why a person might choose the profession of coaching or therapy based on their potential earnings. This week, I’m flipping that question and dissecting who you should work with if you’re in need…