The Legal Side of Buying a Home – Explained Without the Jargon

The Legal Side of Buying a Home – Explained Without the Jargon

Author: Phil Spencer: UK Property Expert March 4, 2026 Duration: 15:14
What is conveyancing - and what is your solicitor actually doing when you buy a home? In this new series in collaboration with Napthens Solicitors, we break down the full legal process of buying and selling a property in plain English. If you’ve ever wondered what happens behind the scenes during your purchase - and why it costs what it does - this is for you. From instructing a solicitor and providing proof of funds, to understanding searches, contracts, and the common mistakes that can delay or derail a move, we guide you through each stage step by step. Our aim is simple: to help you feel informed, confident, and prepared. Because when it comes to buying your home, understanding the legal process can make all the difference. Follow the series as we unpack every step of the journey. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00:00 Introduction 00:00:42 What is Conveyancing and Why Does it Matter? 00:01:13 Does it Matter Who Does Your Conveyancing? 00:02:03 Solicitors vs Licensed Conveyancers 00:03:29 Can You DIY Your Own Conveyancing? 00:05:24 Common Misconceptions About Conveyancing 00:07:51 Real-World Examples: Good vs Poor Conveyancing 00:09:45 When Should You Instruct a Solicitor? 00:11:08 Understanding Proof of Funds and Identification 00:12:34 What's Covered in the Conveyancing Process Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

For over a quarter of a century, Phil Spencer has navigated the complexities of the UK property market, and he brings that wealth of experience directly to you. The Move iQ Podcast is a deep, practical resource that demystifies the entire process of buying, selling, and managing a home. Phil’s conversations go beyond simple tips, offering nuanced guidance on everything from deciphering market trends and negotiating offers to understanding the finer points of renovations and property investment. This isn't just theoretical advice; it's grounded, actionable insight designed to empower your decisions. You'll hear detailed discussions on financial planning, legal intricacies, and the often-overlooked emotional aspects of moving house. Whether you're taking your first tentative steps onto the property ladder or looking to strategically grow a portfolio, this podcast provides the clarity and confidence needed to navigate an often daunting landscape. Tune in for a straightforward, expert-led dialogue that treats property not just as a transaction, but as a fundamental part of your life journey. Each episode with Phil Spencer, a trusted UK property expert, is crafted to help you move forward with greater knowledge and assurance.
Author: Language: English Episodes: 100

Move iQ Podcast
Podcast Episodes
How to Get a Home Loan When Self Employed [not-audio_url] [/not-audio_url]

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Phil sits down for a chat with Andy of Skipton Building Society as he outlines the considerations and paperwork you'll need if you're self employed and looking to secure a mortgage. Tune in for: Who qualifies as self emp…
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Duration: 5:51
Shared ownership isn't for everyone - but if you're a first time buyer it could be the option for you. In association with Skipton Building Society we share the pros and cons of shared ownership to help you decide if its…
First Time Home Buyer Insurance [not-audio_url] [/not-audio_url]

Duration: 7:20
Breaking down first time home buyer insurance if you about to become a #firsttimebuyer. In associaiton with Skipton Building Society we've broken down the basics. Tune in for: Types of insurance Policy add ons to conside…
Buying a House For The First Time [not-audio_url] [/not-audio_url]

Duration: 9:52
If you're buying a home for the first time you're in the right place. First Home Focus is brought to you by Move iQ in association with Skipton Building Society helping all first time home buyers get onto the property la…
What is a Guarantor on a Loan [not-audio_url] [/not-audio_url]

Duration: 6:29
We share what a guarantor on a loan means if you're a #firsttimehomebuyer aspiring to buy your first property. Emma from Skipton Building Society sits down with Phil to explains how income booster mortgages work and the…
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Duration: 24:38
Phil chats with Rachel Hanniquet-Brooking, an operator of build to rent schemes and adviser to Propertymark on this growing sector of the UK housing market. Despite only, currently, forming a small part of the private re…
Housing Market 2025 | Whats Ahead? [not-audio_url] [/not-audio_url]

Duration: 32:18
As we close out of 2024 UK housing market we look at what's ahead for 2025. Phil checks in with Nathan Emerson of Propertymark to get the latest on the UK housing market as well as answering some of your questions. Tune…
10 First Time Buyer Mistakes [not-audio_url] [/not-audio_url]

Duration: 7:46
Here are 10 first time buyer mistakes so you can avoid them! Brought to you by Move iQ in association with Skipton Building Society, Louise Gookey shares our insight to help all aspiring first-time homebuyers get on the…
How Does a Mortgage Work [not-audio_url] [/not-audio_url]

Duration: 19:26
Join Phil Spencer and mortgage expert Umera Patel, in collaboration with Skipton Building Society, as they tackle common questions for first-time homebuyers. Essential advice for anyone aiming to buy their first home! Tu…
Mortgage Offer for First Time Buyer [not-audio_url] [/not-audio_url]

Duration: 5:04
Having a mortgage offer as a first time buyer is exciting - you've been approved 🙌 Joining Phil to explain a bit more about mortgage offers, how long they last and what to do if you need to extend is Andy from Skipton Bu…