Why Even Reliable Renters Are Missing Out

Why Even Reliable Renters Are Missing Out

Author: Phil Spencer: UK Property Expert July 29, 2026 Duration: 37:48
Renting in today's market can feel overwhelming, especially with new legislation and rising costs making the process more competitive than ever, and even reliable renters are missing out. But with the right preparation and support, it doesn't have to be as stressful. In this episode, Lexie and Sara are joined by Bruce Evans from RentGuarantor to discuss everything UK renters need to know in 2026. This conversation is packed with practical, honest advice for anyone looking to rent. They explain what a guarantor actually does and share insider tips on preparing for viewings, spotting red flags, and how to make yourself stand out as a strong tenant in a competitive market. Whether you're a first time renter, moving to the UK from abroad, a student looking for accommodation, or simply navigating a tricky financial situation, this episode will help you feel more confident and prepared. RentGuarantor provides professional UK-based guarantor services, helping renters who may not have a suitable friend or family member able to support their tenancy. The company works with tenants, landlords and letting agents to help more people secure a home while offering greater financial reassurance throughout the tenancy. Check out their website, linked below. Are you currently renting or looking to rent soon? What's been your biggest challenge or surprise? Let us know in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 02:01 Who Needs a Guarantor and Why 07:11 The Biggest Mistakes Renters Make 10:03 The Power of Personal Connection and Being Prepared 11:27 Getting Ready to Rent: Your Preparation Checklist 14:43 Affordability Checks Explained 19:05 What Does a Guarantor Actually Do? 24:48 The Hidden Costs of Renting 28:43 Viewing Properties Like a Pro: Red Flags and Top Tips Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@MoveiQ 👉 DOWNLOAD THE FREE NO NONSENSE GUIDE TO RENTING A HOME 📖 🔗 https://www.moveiq.co.uk/tools/renting/guide-renting-home/ 👉 VISIT RENTGUARANTOR’S WEBSITE 🔗https://www.rentguarantor.com/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq

For over a quarter of a century, Phil Spencer has navigated the complexities of the UK property market, and he brings that wealth of experience directly to you. The Move iQ Podcast is a deep, practical resource that demystifies the entire process of buying, selling, and managing a home. Phil’s conversations go beyond simple tips, offering nuanced guidance on everything from deciphering market trends and negotiating offers to understanding the finer points of renovations and property investment. This isn't just theoretical advice; it's grounded, actionable insight designed to empower your decisions. You'll hear detailed discussions on financial planning, legal intricacies, and the often-overlooked emotional aspects of moving house. Whether you're taking your first tentative steps onto the property ladder or looking to strategically grow a portfolio, this podcast provides the clarity and confidence needed to navigate an often daunting landscape. Tune in for a straightforward, expert-led dialogue that treats property not just as a transaction, but as a fundamental part of your life journey. Each episode with Phil Spencer, a trusted UK property expert, is crafted to help you move forward with greater knowledge and assurance.
Author: Language: English Episodes: 50

Move iQ Podcast
Podcast Episodes
Insider Secrets to Buying a Home [not-audio_url] [/not-audio_url]

Duration: 33:20
What exactly does a buying agent or property finder do? In this episode, Phil Spencer hosts a panel discusssion with David, Jennifer and Danny, from Garrington Property Finders to explore the role of buying agents/proper…
Your Guide to Porting a Mortgage [not-audio_url] [/not-audio_url]

Duration: 6:57
This episode is a guide to porting your mortgage. Phil is joined by Simon from @SkiptonBuildingSociety to unpack the ins and outs of the process, so if you’re planning a move but keen to keep your current mortgage deal,…
Keep Your Property Sale Moving Smoothly [not-audio_url] [/not-audio_url]

Duration: 16:35
Today we’re discussing how to keep your property sale moving smoothly- and what the legal timeline actually entails. From offer accepted to completion can often take months, and Phil and Sarah from Napthens Solicitors ar…
What Property Market Shifts are we Seeing in 2026? [not-audio_url] [/not-audio_url]

Duration: 23:41
In this episode, Phil Spencer is joined by Nathan Emerson, CEO of Propertymark, for the latest UK property market update and what shifts we are seeing in 2026. They discuss what’s really happening across the property mar…
Switching Mortgage Lenders Made Easy [not-audio_url] [/not-audio_url]

Duration: 9:49
In this episode, Phil sits down with Emma from Skipton Building Society to discuss how easy switching mortgage lenders can be. If you’re wondering whether moving away from your current lender is worth it, this conversati…
How to Choose the Right Solicitor [not-audio_url] [/not-audio_url]

Duration: 11:24
In this episode of our conveyancing series, Phil and Sarah explore how to choose the right conveyancer and get your property sale off to the best possible start. From finding a solicitor to understanding what happens onc…
First-Time Remortgage Guide [not-audio_url] [/not-audio_url]

Duration: 6:44
In this first episode of our six-part series on understanding your mortgage, we’re joined by Simon from Skipton Building Society to break down the essentials: a guide to remortgaging for the first time. We explore what r…
The Legal Side of Buying a Home – Explained Without the Jargon [not-audio_url] [/not-audio_url]

Duration: 15:15
What is conveyancing - and what is your solicitor actually doing when you buy a home? In this new series in collaboration with Napthens Solicitors, we break down the full legal process of buying and selling a property in…
Mortgages Made Simple | First-Time Buyer Guide [not-audio_url] [/not-audio_url]

Duration: 11:39
Mortgages made simple- if you’re a first-time buyer, this one’s for you! In this special compilation episode we’re bringing together the most valuable mortgage and interest rate guidance from recent conversations with Ph…
Housing Market Update 2026: Liverpool Agents Share the Reality [not-audio_url] [/not-audio_url]

Duration: 10:46
In this special on-the-road edition of the Move iQ Podcast, recorded live at the Propertymark Conference in Liverpool, we bring you a genuine housing market update for 2026 from the people working in it every single day.…