Your Brain on Money with Hanna Horvath

Your Brain on Money with Hanna Horvath

Author: Next Gen Personal Finance February 17, 2026 Duration: 54:10

Yanely chats with CFP and financial journalist Hanna Horvath to unpack why money struggles persist even when information is everywhere, and why the real missing piece is often psychology! Together, they explore "money scripts," financial anxiety, and the emotional triggers behind impulse spending and avoidance, offering educators a fresh lens for teaching personal finance beyond tactics and terminology. Hanna breaks down the generational pressures fueling stress for Millennials and Gen Z, from housing unaffordability to comparison culture and algorithm-driven status signaling. The conversation also digs into how fintech and AI can both support healthy habits and amplify predatory design, with practical red flags teachers can share to help students evaluate financial content on social media. You'll hear candid takes on buy now, pay later, the "casino economy," and the ways modern products make spending frictionless, and why values-based decision-making is a critical antidote. If you're looking for classroom-ready insights that connect behavioral science, media literacy, and real-world money challenges, this episode delivers plenty to discuss with your students.


Behind the mission of Next Gen Personal Finance-a nonprofit dedicated to ensuring every U.S. high school student takes a personal finance class-is a vibrant community of educators constantly refining their craft. The NGPF Podcast sits at the heart of that conversation. It’s a space where teachers, curriculum specialists, and sometimes even students share their real-world experiences and challenges in bringing financial literacy to life. You’ll hear practical discussions about what actually works in the classroom, from innovative lesson plans to navigating tricky topics like investing, credit, and behavioral economics. The episodes, often born from the organization's deep investment in teacher professional development, feel less like formal lectures and more like insightful coffee-break chats with colleagues who are just as passionate about empowering the next generation. Tuning into this podcast offers a direct line to the strategies and stories that are shaping financially capable young adults, all grounded in the high-quality resources NGPF is known for. It’s an essential listen for anyone invested in the practical side of financial education, whether you're in a classroom or simply believe in the critical importance of these skills for the future.
Author: Language: English Episodes: 50

NGPF Podcast
Podcast Episodes
What the Research Actually Says About Financial Education [not-audio_url] [/not-audio_url]

Duration: 46:15
For over 12 years, Carly Urban has been researching one question: does financial education actually work? As a Professor of Economics at Montana State University, she's co-authored the most comprehensive meta-analysis of…
The Student's Guide to Financial Freedom [not-audio_url] [/not-audio_url]

Duration: 47:22
Dr. Paris Woods is the bestselling author of The Black Girl's Guide to Financial Freedom. She is a lifelong educator and leading voice in economic mobility and financial empowerment who has been featured in Essence, CNN,…
Howard "Pete" Colhoun on Democratizing Investment Knowledge [not-audio_url] [/not-audio_url]

Duration: 35:18
For decades, Pete Colhoun brought Wall Street to Main Street as a panelist on Wall Street Week with Louis Rukeyser, helping millions of Americans understand investing and the economy. With an MBA from Harvard and experie…
Why Tax Literacy Matters with Zoe Callaway of the Tax Foundation [not-audio_url] [/not-audio_url]

Duration: 46:33
As Vice President of Education at the Tax Foundation, Zoe Callaway oversees TaxEDU, a tax literacy initiative born from a striking discovery: over half of Americans lack basic tax literacy, regardless of age, income, or…
Making Personal Finance Fun and Hands-On with Stephen Day [not-audio_url] [/not-audio_url]

Duration: 58:43
Ever wonder why some kids reach adulthood terrified of money while others handle it with confidence? In this episode, Yanely sits down with Steven Day, former high school teacher and author of Teach a Kid to Save: A Fun,…
Creating Skeptical Financial Consumers with Sheila Bair [not-audio_url] [/not-audio_url]

Duration: 53:41
In this NGPF Speaker Series episode, former FDIC Chair Sheila Bair joins Tim Ranzetta to celebrate the launch of her new book for teens, How Not to Lose a Million Dollars. Bair explains why she wrote the book, aiming to…
Part 3/3: The Real Truth About Educational ROI After High School [not-audio_url] [/not-audio_url]

Duration: 43:02
In this episode, Mark Salisbury tackles one of the most misunderstood concepts in post-secondary planning: return on investment. He makes the case that ROI genuinely matters, then exposes the shaky data behind popular RO…