Asking the intrusive health questions gets more approvals

Asking the intrusive health questions gets more approvals

Author: Diane Stoddart, Certified Long Term Care Consultant, CLTC August 15, 2024 Duration: 9:14
Preparing For Tomorrow podcast
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This week, we're talking about health qualifying for LTC benefits. What to do... What not to do... LTC planning is all about timing. If you apply at the wrong time or with the wrong company, you could be declined for something that would have been approved had we waited for the right time or company. We don't want to make this mistake. It takes a lot longer to overturn a decline than it does to wait until the best time to apply for a more likely approval. LTC underwriters really are nice people. Their job is to find reasons someone would be too much risk to the company's other clients. My goal is to know where and when you are most likely to be approved. If you have a health concern and wonder if it is an acceptable risk to getting LTC coverage, ask me for help. The insurance companies are not a part of our conversation until we invite them in with an application. Schedule at https://calendly.com/diane-p4t/30min

Diane Stoddart brings a professional yet deeply personal perspective to the complex world of long-term care planning in Preparing For Tomorrow podcast. As a Certified Long Term Care Consultant, she understands that preparing for future care needs involves more than just finances-it's about safeguarding your family's well-being and peace of mind. Each conversation cuts through the industry jargon to clarify the real options available, from insurance products to legal strategies, all aimed at protecting your life savings from being depleted by unexpected care costs. You'll hear Diane break down essential concepts and terms, making a daunting subject feel manageable and urgent. Alongside expert guests, she explores the emotional and physical dimensions of caregiving, offering a holistic view that acknowledges the full weight of these decisions. This isn't about fear; it's about empowerment through knowledge. Tuning into this podcast provides a straightforward guide to creating a practical plan, ensuring you can face tomorrow with confidence rather than anxiety, knowing your loved ones and your legacy are secure.
Author: Language: English Episodes: 100

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