This week, I'm talking to dads

This week, I'm talking to dads

Author: Diane Stoddart, Certified Long Term Care Consultant, CLTC May 22, 2025 Duration: 10:14
This week, we need to pay attention that LTC is not just a women's issue. It used to be more focused on women because we live longer and are more likely to live alone when help is needed. Today, with so many divorces, we have a lot of single men who will also be living alone when help is needed. But men are the providers for their kids and familiues. There is no time to consider that you won't be providing. LTC insurance helps you continue to provide for and protect your kids, even if you can no longer provide for yourself. It's hard to think and talk about this today, but without a plan, it will be more difficult and costly to your kids later. Watch this 3 minute tear jerking video of a son showering and shaving his dad video When we have help helping our parents, it doesn't mean we don't love them as much. It means they loved us enough to prepare for this day and not overwhelm us. View current and projected costs of care where you live here Learn what your state's Medicaid program lets you keep to qualify for state benefits here And then schedule a phone or zoom meeting with me to design your LTC plan here

Diane Stoddart brings a professional yet deeply personal perspective to the complex world of long-term care planning in Preparing For Tomorrow podcast. As a Certified Long Term Care Consultant, she understands that preparing for future care needs involves more than just finances-it's about safeguarding your family's well-being and peace of mind. Each conversation cuts through the industry jargon to clarify the real options available, from insurance products to legal strategies, all aimed at protecting your life savings from being depleted by unexpected care costs. You'll hear Diane break down essential concepts and terms, making a daunting subject feel manageable and urgent. Alongside expert guests, she explores the emotional and physical dimensions of caregiving, offering a holistic view that acknowledges the full weight of these decisions. This isn't about fear; it's about empowerment through knowledge. Tuning into this podcast provides a straightforward guide to creating a practical plan, ensuring you can face tomorrow with confidence rather than anxiety, knowing your loved ones and your legacy are secure.
Author: Language: English Episodes: 100

Preparing For Tomorrow podcast
Podcast Episodes
It's either your plan or someone else's plan for you [not-audio_url] [/not-audio_url]

Duration: 12:45
We need to decide if we're going to make our own care decisions when we can no longer live alone or independantly. Or are we going to leave those decisions to a governement employee who must follow whatever the current g…
We don't know what it feels like to be old [not-audio_url] [/not-audio_url]

Duration: 12:23
Professionals in geriatrics and gerontology define "elderly" and "advanced age" as 65 and older and those with chronic needs. It's hard to believe I'm almost elderly?!? The fact that there are professional specialties an…
Saving $26,850 in premiums over 5 years?  LTC Specialists matter [not-audio_url] [/not-audio_url]

Duration: 11:49
A client with whom I've maintained a relationship for over a decade was almost talked into buying a new LTC plan earlier this year. I'm glad she called me to ask for help! I researched her risk and offered a very similar…
I should have done this when I first thought of it [not-audio_url] [/not-audio_url]

Duration: 12:46
Don't let your 50 year old kids regret not having planned for future extended care needs when they first thought of it. A first question I ask when meeting with someone is "What made you decide to look into LTC planning…
He fell and he couldn't get up [not-audio_url] [/not-audio_url]

Duration: 13:39
This week, I'm sharing a story of what happened when I was walking my dog on Saturday. This can happen to anyone. We don't have to be old or sick to have an accident. So many people wait to buy LTC insurance because it's…
48% increase in cost of care from 2019-2024 [not-audio_url] [/not-audio_url]

Duration: 12:47
According to an AARP report, the Department of Health and Human Services reported a 48% increase in cost for home care and assisted living from 2019-2024, while median household income for families 65 and older rose only…
Don't let them scam you or your parents [not-audio_url] [/not-audio_url]

Duration: 11:04
This week, I received a very disturbing call, and this was soon after I met a man whose job is to protect people (mostly seniors) from scams. I'm so glad that a woman reached out to me for guidance before spending over h…
We need to plan like the sun will come up tomorrow morning [not-audio_url] [/not-audio_url]

Duration: 4:58
We need to believe that we're going to get through these world events that are being thrown at us every day. We have to believe that we're going to live a long life. When we live a long life, we get old, and when we get…
If I can't get what I want, I don't want anything [not-audio_url] [/not-audio_url]

Duration: 15:56
Just like when we go to an all-you-can-eat buffet, our eyes are bigger than our stomach. With LTC protection, bigger than our budget. We want the best policy that will pay for everything we need for as long as we need ca…
My clients need me 25 years before they think they need me [not-audio_url] [/not-audio_url]

Duration: 15:45
I get so many calls from families trying to find caregiving support answers for their older parent or relative. They've reached a point where they are overwhelmed and need help providing for their loved one. This is not…