The Prayer That Paid Off Our Mortgage

The Prayer That Paid Off Our Mortgage

Author: Bob Lotich, Linda Lotich June 19, 2026 Duration: 31:29

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The first time I prayed a prayer I thought might be selfish, I was 20 years old and brand new in my faith. God said yes. I spent the next seven months refusing to accept the answer because I could not believe He had actually said it. Years later I prayed a different prayer, this one about our mortgage. The answer came back in a way I never would have written. Ten months later the mortgage was gone.

In this episode Linda and I get into the four reasons most Christians do not pray about money (and why all four are wrong), the five categories of prayer most of us have never named, the moment Linda figured out she could unload on God the same way she unloads on me, the prayer Joshua prayed that should reframe how bold we are willing to be, and the comment one woman left on our Instagram about a 'lowercase g' God that I have not been able to shake.

 

WHAT WE COVER IN THIS EPISODE

Here's a little of what we cover in this episode:

  • The four reasons Christians don't pray about money (and why all four are wrong)
  • The selfish-feeling prayer Bob fought against for seven months before accepting God's yes
  • The five categories of prayer most of us have never named for our finances
  • What Joshua's prayer in the Bible has to do with how boldly we should pray
  • The Instagram comment about a 'lowercase g' God that has stuck with us
  • Why God redirected the mortgage prayer toward tripling our giving instead
  • What letting your kids barge into your office reveals about how we are meant to approach God
  • The one-sentence prayer challenge to take this week

 

BIBLE VERSES MENTIONED

  • Philippians 4:6
  • James 4:2-3
  • Joshua 10 (referenced — Joshua praying for the sun to stand still)
  • 1 Thessalonians 5:17
  • Matthew 6:11
  • James 1:5
  • James 3:17
  • 1 Thessalonians 5:18
  • Matthew 6:24
  • Psalm 24:1

 

RESOURCES MENTIONED

 

DISCLAIMER

Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting.

Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions.

Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.


What does it look like to manage money well when your faith is the foundation of your life? That’s the central question explored in SeedTime with Bob and Linda Lotich. This isn't just another financial advice show; it's a conversation about integrating biblical principles with the practical realities of budgeting, investing, and building a secure future. Bob and Linda approach finances from a unique perspective, one that challenges conventional wisdom by framing stewardship as a spiritual practice. Their discussions move beyond spreadsheets to consider how financial health directly impacts your marriage, your sense of purpose, and your ability to live generously. Each episode aims to provide actionable steps to simplify your finances, eliminate debt, and cultivate a sense of peace and control over the resources you've been given. The goal is to shift your focus from anxiety about money towards freedom, allowing you to invest your time and energy into what truly matters. If you've ever felt that typical money advice misses the heart of the matter, this podcast offers a different path-one where faith and finances are seamlessly connected. Tune in for honest conversations that blend personal experience with practical strategy, all centered on building a life of purpose and provision.
Author: Language: English Episodes: 50

SeedTime with Bob and Linda Lotich
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