How Stablecoins with Built-In Yield Could Revolutionize Everyday Spending

How Stablecoins with Built-In Yield Could Revolutionize Everyday Spending

Author: Brave Software March 18, 2026 Duration: 34:06
The Brave Technologist
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Anna Yuan, founder of Perena and former head of stablecoins at the Solana Foundation, discusses how Perena is designing new on-chain financial products, including USD*, a liquid yield token that earns continuously while remaining spendable. We also explore why trust remains one of crypto's biggest challenges, how decentralized and traditional finance are converging, and what role AI agents may play in the future of payments and financial automation.

Key Takeaways: 

  • How Perena's USD* token allows users to earn continuous yield while still being able to spend their assets

  • Why stablecoins could become a foundational layer for global financial coordination and programmable money

  • Why people still don't trust blockchain, and what Web3 companies should do about it

  • Why many financial services beyond payments remain largely untapped opportunities in crypto

  • How agents and stablecoins will interact over time

Guest Bio:
Anna Yuan is the founder of Perena, a stablecoin fintech and asset manager. Perena's team embraces AI natively in their workflow, with all staff learning to code and design with AI tools. Anna built yield.bingo as a tutorial for new stablecoin users to earn yield. Previously she was the head of stablecoins at Solana Foundation.

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