How Stablecoins with Built-In Yield Could Revolutionize Everyday Spending

How Stablecoins with Built-In Yield Could Revolutionize Everyday Spending

Author: Brave Software March 18, 2026 Duration: 34:06

Anna Yuan, founder of Perena and former head of stablecoins at the Solana Foundation, discusses how Perena is designing new on-chain financial products, including USD*, a liquid yield token that earns continuously while remaining spendable. We also explore why trust remains one of crypto's biggest challenges, how decentralized and traditional finance are converging, and what role AI agents may play in the future of payments and financial automation.

Key Takeaways: 

  • How Perena's USD* token allows users to earn continuous yield while still being able to spend their assets

  • Why stablecoins could become a foundational layer for global financial coordination and programmable money

  • Why people still don't trust blockchain, and what Web3 companies should do about it

  • Why many financial services beyond payments remain largely untapped opportunities in crypto

  • How agents and stablecoins will interact over time

Guest Bio:
Anna Yuan is the founder of Perena, a stablecoin fintech and asset manager. Perena's team embraces AI natively in their workflow, with all staff learning to code and design with AI tools. Anna built yield.bingo as a tutorial for new stablecoin users to earn yield. Previously she was the head of stablecoins at Solana Foundation.

----------------------------------------------------------------------------------------

About this Show:

The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all!

Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together.

The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API.

Music by: Ari Dvorin

Produced by: Sam Laliberte

 


Hosted by Brave Software, The Brave Technologist is a series for anyone curious about the real human impact of our digital evolution. It moves past the surface-level buzzwords to ask how technologies like AI, machine learning, and Web3 actually affect everyday decisions, privacy, and the fabric of society. The conversations here are grounded and thoughtful, prioritizing the user's perspective in a landscape often dominated by abstract visions of disruption. You'll hear from builders, thinkers, and technologists who are shaping these tools, discussing not just what is possible, but what is responsible and meaningful. This podcast sits at the intersection of technology, business, and marketing, examining how these forces converge to shape our collective future. It’s for listeners who want to understand the "why" and "for whom" behind the code, offering a nuanced take that is often missing from tech commentary. Tune in for a deeper, more inclusive dialogue about the systems that are redesigning our world.
Author: Language: English Episodes: 100

The Brave Technologist
Podcast Episodes
How AI Agents Will Turn Freelancers Into Orchestrators With UpWork [not-audio_url] [/not-audio_url]

Duration: 27:37
Andrew Rabinovich, VP and Head of AI and Machine Learning at UpWork, discusses how artificial intelligence is transforming freelance work into a human-machine partnership that amplifies rather than replaces talent. He al…
Preparing the Next Generation for AI [not-audio_url] [/not-audio_url]

Duration: 34:56
John K Thompson, Global AI Leader at EY, addresses pressing questions about education, regulation, and society's AI readiness. He challenges the traditional educational divide between technical and creative disciplines a…
How Hyatt is Personalizing the Guest Experience with GenAI [not-audio_url] [/not-audio_url]

Duration: 19:07
Rooshana Purnyn, Director of Data Architecture and Platform Engineering at Hyatt, discusses the potential of Generative AI in the hospitality sector, and how Hyatt is integrating AI to enhance guest experiences in their…
AI in Legislation and How NYC Uses Data Science to Drive Policy [not-audio_url] [/not-audio_url]

Duration: 26:46
Alaa Moussawi, Chief Data Scientist for the New York City Council, shares how AI is reshaping legislative processes through smarter, data-driven laws. He discusses the council's use of Retrieval-Augmented Generation (RAG…
The Future of Marketing and Creative Processes in an AI-Driven World [not-audio_url] [/not-audio_url]

Duration: 28:22
Daniel Hulme, Chief AI Officer at WPP, discusses the transformative role of AI in marketing, leadership, and society. We explore the use of synthetic audiences, ethical considerations of AI, and the future of work influe…
The EU's Approach to Digital Policy and Lessons Learned From The GDPR [not-audio_url] [/not-audio_url]

Duration: 50:36
Kai Zenner, Head of Office and Digital Policy Adviser for German Member of the European Parliament Axel Voss, discusses the emerging regulatory landscape for artificial intelligence in Europe and its implications for inn…
AI Meets Fashion: Redefining Retail Experiences at Nordstrom [not-audio_url] [/not-audio_url]

Duration: 21:33
Katie Winterbottom, Director of AI (Digital and Merch) at Nordstrom, discusses a new pilot program that uses AI-powered trend reports and agentic architecture to craft unique fashion journeys. She also emphasizes the nee…