How to Fix Your Finances If You Make $100,000 (and Still Feel Broke)

How to Fix Your Finances If You Make $100,000 (and Still Feel Broke)

Author: Andrew Giancola April 8, 2026 Duration: 53:44
You make six figures. You should feel ahead. So why does it still feel like you're barely getting by? 👉 Join Andrew's FREE Investing for Beginners Masterclass. What You'll Learn in This Episode Why 44% of people earning over $100,000 still live paycheck to paycheck and what to do about it How to run an honest income versus outflow audit in under an hour The Block Method: a four-part budgeting framework that actually works for high earners How to identify your "broke tax" and stop quietly bleeding money every month Why your car and your house are probably the real problem, not your lattes The exact order to fund your accounts so your money starts working for you automatically How to set a 12-month net worth target and finally measure what actually matters Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! 👉 Join Andrew’s FREE Investing for Beginners Masterclass 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Acorns → Start investing + get $5 bonus http://acorns.com/pfp Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Automate Your Money Checklist Episode/s Mentioned How to Negotiate Your Bills (and SAVE 6-Figures!) The Average Retirement Savings By AGE! The Million Dollar Money Decisions You Should Be Focusing On How to Negotiate Your Rent Like A Pro (and win the negotiation!) 10 Incredible Benefits of a Taxable Brokerage Account! Watch Next How to Plan Your Retirement (By Age!) 10 Reasons Smart People Are Bad With Money The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step) How to Invest in Real Estate (In ANY MARKET!) The Best Financial Strategies (BY INCOME!) Connect with Andrew Instagram Website TikTok X LinkedIn YouTube Question for you: After hearing the Block Method today, which of the four blocks is most out of whack for you right now: Fixed, Foundation, Lifestyle, or Future You? Drop it in the comments. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hosted by Andrew Giancola, The Personal Finance Podcast is a straightforward conversation about building a practical and prosperous life. Andrew, who also runs Master Money, doesn't hold back on the specifics-you'll hear his actual strategies for managing money, investing in stocks and real estate, and developing business ideas. The focus is on actionable steps, from negotiating a higher salary at your current job to constructing reliable streams of passive income. The goal isn't just accumulation for its own sake, but creating the financial foundation that grants you more choices and autonomy. Each episode of this podcast is designed to demystify wealth-building, moving beyond theory to the tactics that can free up your time for the things you value most, whether that's traveling the world or simply reclaiming your day from financial stress. It's a direct resource for anyone ready to move from thinking about money to actively building a more secure and expansive future.
Author: Language: en-us Episodes: 100

The Personal Finance Podcast
Podcast Episodes
The Financial Priorities That Matter Most (By Life Stage) [not-audio_url] [/not-audio_url]

Duration: 1:22:00
Single, married, kids, divorced, retired. Every stage of life has a completely different set of financial rules. Here is exactly what to prioritize at every stage of your financial life. 👉 Join Andrew's FREE Investing fo…
AI Is Coming for Your Job. Here's How to Prepare Financially. [not-audio_url] [/not-audio_url]

Duration: 1:01:37
What if the biggest financial threat of 2026 is not a recession or a market crash, but a technology that is already quietly replacing people in your industry? 👉 Join Andrew's FREE Investing for Beginners Masterclass What…
How to Reduce Your Car Insurance (And Save Thousands) [not-audio_url] [/not-audio_url]

Duration: 46:54
Car insurance premiums are up 30% and most people have no idea they have the power to push back. This episode gives you that power in 10 steps. 👉 Join Andrew's FREE Investing for Beginners Masterclass. What You'll Learn…
The 3 Major Financial Milestones (This Will Change Your Life) [not-audio_url] [/not-audio_url]

Duration: 54:24
$10,000. $100,000. $1,000,000. Three numbers. Three moments where your entire financial life shifts. Here is what to do at each one. 👉 Join Andrew's FREE Investing for Beginners Masterclass. What You'll Learn in This Epi…
How to Plan Your Retirement (By Age!) [not-audio_url] [/not-audio_url]

Duration: 51:47
Retirement is not an age. It is a number. However, most people have no idea what their retirement number actually is. What if you could calculate it clearly and know exactly where you stand every year? Andrew will walk y…
10 Reasons Smart People Are Bad With Money [not-audio_url] [/not-audio_url]

Duration: 52:36
Most high earners are shocked to discover that intelligence can actually work against you when it comes to building wealth. What if the same traits that made you successful in your career are quietly destroying your fina…
How to Invest in Real Estate (In ANY MARKET) with Dave Meyer [not-audio_url] [/not-audio_url]

Duration: 55:18
Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here 👈 Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In…
The Best Financial Strategies (BY INCOME!) [not-audio_url] [/not-audio_url]

Duration: 55:07
Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here 👈 Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In…