How to RETIRE BY 30! (With Cody Berman)

How to RETIRE BY 30! (With Cody Berman)

Author: Andrew Giancola May 13, 2026 Duration: 1:03:42
Nobody teaches you that financial independence is a spectrum. Here is the mindset shift that changed everything. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22  What You'll Learn in This Episode Why financial independence is a spectrum and how to find the right number for your specific life The two paths to financial freedom and which one fits your situation Why lifestyle inflation in the big three categories kills most people's FI timeline before it even starts How Cody tripled his income multiple years in a row and what he did with every extra dollar Why automation beats discipline every single time and which financial decisions you should never make manually How to buy 11 real estate units in 11 months and what that actually cost out of pocket The one conversation you need to have with your partner to get them on board with financial independence without a single spreadsheet Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠ Policygenius → Free life insurance quote ⁠http://policygenius.com⁠ Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠ Monarch Money → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://www.monarch.com/PFP⁠ Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠   Wayfair → Get 80% OFF on April 25th through the 27th ⁠http://wayfair.com⁠   DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/ Tool/s Mentioned Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a2 Book/s Mentioned Retire by 30: https://retireby30book.com The 4-Hour Workweek by Tim Ferriss  The Psychology of Money by Morgan Housel The Five Types of Wealth by Sahil Bloom The Latte Factor by David Bach  The Millionaire Next Door Episode/s Mentioned 5 Side-Hustles That Can Turn into a Full time Income! https://youtu.be/bEIzgYWLi1I  5 Side Hustles That Can Turn into a Full time Income! Part 2 https://youtu.be/10C4zt9w8NQ  5 Side Hustles That Can Turn into a Full Time Income! (Part 3) https://youtu.be/jEkKQZVYLSg  Watch Next How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY  The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0  Focus on THIS in Retirement (Everything Else is Noise) https://youtu.be/afrCCLz4aJ4  How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU  How to Invest Your First $10K https://youtu.be/GCW1lfujZ2I  Connect with Cody Berman  Instagram: https://www.instagram.com/codydberman/ LinkedIn: https://www.linkedin.com/in/codydberman/ X: https://twitter.com/codydberman  Personal Website: https://codydberman.com Podcast: https://thefishow.com/episodes/  YouTube: https://www.youtube.com/@codydberman/  Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Where are you on the financial independence spectrum right now? Drop your target in the comments and tell us the one thing you are doing this month to get there faster.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Hosted by Andrew Giancola, The Personal Finance Podcast is a straightforward conversation about building a practical and prosperous life. Andrew, who also runs Master Money, doesn't hold back on the specifics-you'll hear his actual strategies for managing money, investing in stocks and real estate, and developing business ideas. The focus is on actionable steps, from negotiating a higher salary at your current job to constructing reliable streams of passive income. The goal isn't just accumulation for its own sake, but creating the financial foundation that grants you more choices and autonomy. Each episode of this podcast is designed to demystify wealth-building, moving beyond theory to the tactics that can free up your time for the things you value most, whether that's traveling the world or simply reclaiming your day from financial stress. It's a direct resource for anyone ready to move from thinking about money to actively building a more secure and expansive future.
Author: Language: en-us Episodes: 100

The Personal Finance Podcast
Podcast Episodes
This is THE BIGGEST RISK to Your Retirement Portfolio [not-audio_url] [/not-audio_url]

Duration: 1:00:07
Two retirees. Same portfolio. Same returns. One ran out of money at 87. The only difference was when the bad years hit. Here is how to make sure you are not the unlucky one. 👉 Join Andrew's FREE Masterclass The Portfolio

The Insurance Crisis Nobody Is Talking About (With Bob Litterman) [not-audio_url] [/not-audio_url]

Duration: 51:44
Your home insurance bill is not going up because of inflation. It is going up because of a risk that was mispriced for decades and is now coming due. Episode Sponsor Coalition for an Insurable Future Website: https://coa

How to Become a Stealth Wealth Millionaire (With JC Rodriguez) [not-audio_url] [/not-audio_url]

Duration: 1:04:11
Real millionaires do not look rich. They look boring on purpose, and that is exactly how they got there. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webina

How to Shave Off 7+ Working Years and Retire Early! [not-audio_url] [/not-audio_url]

Duration: 57:02
Most people try to retire early by saving more and spending less. The people who actually pull it off use these six strategies instead. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com

Is the American Dream Dead? (With Freddie Smith) [not-audio_url] [/not-audio_url]

Duration: 1:00:53
Millennials and Gen Z are not broke because of laziness but a broken system. Here is what is actually going on and what you can do about it. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarja

How Companies Are Quietly Robbing You! With Lindsay Owens [not-audio_url] [/not-audio_url]

Duration: 57:03
The store already knows how much you are willing to pay. They are just waiting for the right moment to charge you that exact amount. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q0

12 Financial Rules of Thumb That Let You Spend More on What You Love [not-audio_url] [/not-audio_url]

Duration: 16:18
What if the secret to spending more on what you love is not making more money but having better rules for how you spend it? 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/regis

How to Manage Your Money (and Still Enjoy Life) [not-audio_url] [/not-audio_url]

Duration: 56:53
Managing money does not have to mean giving up the things you love. Here is the system that lets you do both at the same time. 👉 Join Andrew's ⁠FREE Masterclass The Portfolio Pyramid.⁠ What You'll Learn in This Episode T