How to Retire in 10 Years or Less!

How to Retire in 10 Years or Less!

Author: Andrew Giancola June 24, 2026 Duration: 54:05
Every financial decision you make either moves your retirement closer or pushes it further away. Here is the exact math and plan to retire in 10 years or less.  👉 Join Andrew's FREE Masterclass The Portfolio Pyramid:   https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24  What You'll Learn in This Episode Why your savings rate is the single most important number if you want to retire early The exact savings rate you need to retire in 10 years and what happens at every percentage below it How to attack the big three expenses that are standing between you and financial freedom Where to invest your money when you want to access it before age 59 and a half A real case study of how Marcus and Priya retired at 39 on a combined $150K income Why Barista FIRE and Coast FIRE might be better options than you think The one thing most early retirees get wrong that leads to boredom and regret Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP  Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp   Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT  http://wayfair.com   DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned The Retirement Calculator - https://expert-hustler-605.kit.com/e6b8d4f8a2  Book/s Mentioned Set for Life by Scott Trench Die With Zero by Bill Perkins Books on Sabbaticals Jillian Johnsrud Episode/s Mentioned Why Live-In-Flips May Be the Best Way to Invest in Real Estate with Carl and Mindy Jensen https://mastermoney.co/the-personal-finance/why-live-in-flips-may-be-the-best-way-to-invest-in-real-estate-with-carl-and-mindy-jensen/  How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI  He Achieved Financial Independence in 2 Years! (Here's How!) With Justin David Carl https://youtu.be/DRHNfi3gBxk  This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA  How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4  Watch Next The Hidden Cost of Playing It Safe with Your Money with Ben Carlson https://youtu.be/LG1Jr2xeuDo  The Patient Investor's Playbook with Noah Kerner - CEO of Acorns https://youtu.be/l5YZy2q_aVY  The Best Ages to Build Wealth (Ranked!) https://youtu.be/JIZ1WrS91v4  Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo  Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? https://youtu.be/GYtfRluCfv0  Connect with Andrew Instagram → ⁠https://bit.ly/Skool-Instagram⁠  TikTok → ⁠https://bit.ly/Skool-TikTok⁠  Facebook → ⁠https://bit.ly/Skool-Facebook⁠  Podcast → ⁠https://bit.ly/Skool-Podcast⁠  Youtube → ⁠bit.ly/Skool-Youtube⁠  Newsletter → ⁠https://bit.ly/Skool-Newsletter⁠  Website →⁠ ⁠https://mastermoney.co⁠ ⁠ X → ⁠⁠https://x.com/mastermoneyco⁠ LinkedIn →⁠ ⁠⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340⁠ ⁠ Question for you: What is your current savings rate and how many years does the math say you have left until financial freedom? Drop your number in the comments and let the community help you figure out your next move.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Hosted by Andrew Giancola, The Personal Finance Podcast is a straightforward conversation about building a practical and prosperous life. Andrew, who also runs Master Money, doesn't hold back on the specifics-you'll hear his actual strategies for managing money, investing in stocks and real estate, and developing business ideas. The focus is on actionable steps, from negotiating a higher salary at your current job to constructing reliable streams of passive income. The goal isn't just accumulation for its own sake, but creating the financial foundation that grants you more choices and autonomy. Each episode of this podcast is designed to demystify wealth-building, moving beyond theory to the tactics that can free up your time for the things you value most, whether that's traveling the world or simply reclaiming your day from financial stress. It's a direct resource for anyone ready to move from thinking about money to actively building a more secure and expansive future.
Author: Language: en-us Episodes: 50

The Personal Finance Podcast
Podcast Episodes
Why a Mini Retirement Can Change Your Life [not-audio_url] [/not-audio_url]

Duration: 50:34
You do not have to wait until 65 to actually use your money. There is a version of retirement you can take at 35, at 40, at 45, and Andrew breaks down exactly what it costs, who should not do it, and the step-by-step pla…
5 Side Hustles That Can Turn Into a Full Time Income (Part 4) [not-audio_url] [/not-audio_url]

Duration: 43:18
Everyone is chasing the shiny online business while a guy with a pickup truck quietly clears six figures organizing other people's junk. Here are five unglamorous businesses you can start on nights and weekends, with the…
Why Your Healthcare Costs Keep Rising with Dr. Jordan Grumet [not-audio_url] [/not-audio_url]

Duration: 54:15
Healthcare costs have been climbing around 7% a year. Andrew sits down with Doc G (Dr. Jordan Grumet), hospice physician and author of The Healthcare Heist, to break down exactly how a routine ER visit turns into a five-…
The System to Pay Cash For Cars (and NEVER Have a Payment Again!) [not-audio_url] [/not-audio_url]

Duration: 58:38
The average American spends over $900 a month on car payments for a depreciating asset. Here is how to stop and what to do with that money instead. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event…
Are Trump Accounts Worth It? (And What's Actually Better) [not-audio_url] [/not-audio_url]

Duration: 43:15
The government just created a brand new account that hands your kid $1,000 in free money from birth. Here is everything you need to know before you miss the window. 👉 Join Andrew’s FREE Investing for Beginner’s Mastercla…
How Much More Expensive Has Life ACTUALLY Become Since 2020? [not-audio_url] [/not-audio_url]

Duration: 48:30
That $100 you had in 2020 only buys $77 worth of goods today. Here is exactly how much more expensive every single category of your life has become since then. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: h…