Jailbreaking you 401k: Investing Through Self-Directed IRAs & Solo 401ks

Jailbreaking you 401k: Investing Through Self-Directed IRAs & Solo 401ks

Author: Lane Kawaoka, PE November 18, 2025 Duration: 54:50

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master


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In this episode, we delve into how new investors can unlock their retirement funds through self-directed IRAs and Solo 401ks. Learn about the transformation process, the role of custodians, and the potential to invest in real estate or other alternative investments. Our guest, Ted Damp from Advanta IRA, shares his expertise on unique investment strategies, partnering, commingling funds, and navigating IRS rules. We also discuss prohibited investments, transactions, and the unrelated business income tax (UBIT). Discover how to avoid common pitfalls, diversify your portfolio, and leverage your retirement funds effectively. Visit WealthElevator.com for more resources, including event information and vendor referrals.


00:00 Unlocking Your 401k and IRA Funds

01:05 Introduction to Self-Directed IRAs

01:48 Meet Ted from Advanta IRA

02:27 Understanding Partnering and Co-Mingling Funds

05:41 Basic Rules and Prohibited Transactions

09:21 Real-Life Self-Directed IRA Experiences

13:36 Disqualified Persons and Entities

23:45 Case Study: Partnering on a Real Estate Deal

28:43 IRA Ownership and Expense Sharing

29:25 Rules on Percentage Ownership

30:36 Co-Mingling Funds for Investments

32:59 Non-Recourse Loans Explained

37:51 Partnering and Co-Mingling in Real Estate

44:14 Alternative Investments and Syndications

51:26 Final Thoughts and Contact Information


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Hosted by Lane Kawaoka, PE, The Wealth Elevator Podcast: Real Estate, Taxes, Investing is a practical conversation about building wealth beyond a traditional salary. Lane started in 2009, purchasing small rental properties while working as a W2 engineer, and has since helped manage over $2.1 billion in assets as a general partner. This journey forms the backbone of the discussions, where he breaks down a clear, three-step system for financial growth. You'll hear detailed explorations of alternative investments designed to diversify a portfolio, alongside deep dives into strategic tax planning. The focus is on actionable knowledge, moving from theory to the real-world mechanics of investing. Each episode aims to demystify complex topics, offering a path that has been personally traveled. This isn't about get-rich-quick schemes; it's a methodical look at creating lasting financial freedom through real estate and other asset classes. Tune into this podcast for straightforward advice from someone who has navigated the path from employee to investor, sharing lessons learned to help others elevate their own financial trajectory. The tone is direct and informed, rooted in Lane's professional engineering background, making complex subjects accessible for anyone ready to take control of their financial future.
Author: Language: English Episodes: 100

The Wealth Elevator Podcast: Real Estate, Taxes, Investing
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