Loan Assumptions in Multifamily — What Buyers and Sellers Need to Know

When a seller says the loan must be assumed, do you know what that actually means — and what your real options are as the buyer?

In this solo episode, Mark Kenney demystifies loan assumptions in multifamily investing: why sellers use them, what lenders are looking for, and the key details that most buyers overlook until it's too late to fix them.

In this episode you will learn:

• The real reason sellers list properties as loan assumptions — and why it's not always a hard requirement

• What the lender evaluates when approving a buyer — and why you can find out early

• What you won't get in a loan assumption — and what you need to bring to closing out of pocket

• The contract language you need to protect yourself when the timeline is out of your hands

• How supplemental loans work, when you can get one, and why most deals today can't support one at closing

• When loan assumptions make sense in today's market — and what to verify before you commit

This is a compact, high-value episode that will change how you evaluate the next deal with an assumable loan.

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