#75: Why some nurses still feel broke even if they make "good" money + HOW TO BE RICH

#75: Why some nurses still feel broke even if they make "good" money + HOW TO BE RICH

Author: Ellaine Maala May 17, 2026 Duration: 15:02

 

  I talk about why many nurses can earn $80k–six figures and still feel stuck living paycheck to paycheck, and I explain that it’s not a personal failure but a system and strategy problem. I share my experience as a nurse of 15+ years and break down three main issues:    explain how learning my Coast FI number changed my relationship with overtime and risk-taking, and I emphasize that identity—deciding “I am a nurse who invests”—is what makes tactics stick. I encourage starting by calculating your Coast FI number and building a system around it.

00:00 Nurses Who Feel Broke

 00:33 Why Paychecks Vanish

01:42 Reason #1

 03:08 What you can do

04:20 Reason #2 06:32

What you can do 07:52 Reason #3

10:47 the ritual that got me to six figures

12:41 Your Identity Drives Money

 13:30 Your Next Steps

14:24 Free Calculator And Wrap   

 

Connect with me:  Instagram: http://www.instagram.com/nursewhoinvests

  

Website: https://nursingflowsheet.com/

  

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Coast FI Calculator: https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/  ➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter

 ➤ Nurse Money Starter Kit with 40% off for youtube + podcast listeners: https://www.nursewhoinvests.com/offers/ty7TNPpx?coupon_code=IG40

 ➤ Free Investing Class: https://www.nursewhoinvests.com/class


Ellaine Maala, a registered nurse and finance educator, hosts the Wealthy Nurse Podcast: Money, FI, Investing for Nurses. She speaks from a place of genuine understanding, navigating the unique financial pressures and irregular schedules that come with a nursing career. This isn't about generic money advice; it's a focused conversation on building security and freedom specifically for healthcare professionals. Episodes delve into practical strategies for investing in stocks and real estate, alongside exploring entrepreneurial paths for nurses looking to create their own businesses. The dialogue centers on achieving financial independence-whether that means designing an early exit from traditional work or gaining the confidence to continue in a beloved career without monetary stress. Through straightforward discussions and relatable stories, this podcast provides a resource for nurses ready to transform their financial knowledge into tangible wealth. It’s a space where clinical expertise meets financial literacy, all aimed at expanding what’s possible for nurses beyond their shifts.
Author: Language: English Episodes: 50

Wealthy Nurse Podcast: Money, FI, Investing for Nurses
Podcast Episodes
Why Systems Work when Willpower and Motivation Falls [not-audio_url] [/not-audio_url]

Duration: 8:33
I Missed Weeks of Posting… Here’s Why Money Systems Matter More Than Willpower Elaine, a nurse practitioner and certified financial educator, shares an honest update on why she paused the Nurse Money Project after planni…
#70: Is FIRE Movement possible for Nurses? Can Nurses RETIRE EARLY? [not-audio_url] [/not-audio_url]

Duration: 14:30
Is Financial Independence Possible for Nurses? Ellaine, a nurse practitioner and financial educator, discusses the possibility of financial independence for nurses through the FIRE (Financial Independence, Retire Early)…